Explore the differences! FHA VS Conventional loan programs in University-Gardens, Nassau County, New York

In 2025, the limit for Conventional loans in University-Gardens, within Nassau County, NY, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Calculate necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program in NY for your financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in University-Gardens, Nassau, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table applies to the zip codes: 11021, 11020

Exploring Conventional and FHA Loan Options in University-Gardens, NY

The aim of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans swiftly and without complications. Select one of three pathways to find matched lenders and appropriate loan programs.

Lendersa's results from USDA loan requests and matches


  • Infinity Home Loans, Inc
  • 800 Mitchell Court, Roseville, CA, 95747
  • Our mission, as a boutique mortgage broker, is to provide you with a concierge level of serivce and to serve you with honesty, integrity and decades of expertise. Our goal is to provide you a home loan while helping you get the lowest interest rates and closing costs possible and do it by making the process as easy as possible.
  • DRES Funding
  • 6713 Hughson Ave, Hughson, CA, 95326
  • Our mission is to never forget that we are serving a customer that is a real person and we pledge not to treat you cold because of todays technologies like email or text messages and other forms of communication.We strive to provide you with honesty, integrity & the competence that you expect when making a decision on the best loan.
  • Loan Warehouse
  • 183 Montgomery Avenue, 2nd Floor, Oxnard, CA, 93036
  • Loan Warehouse was created out of the need for our local community of borrowers to have access to wholesale lenders with wholesale interest rates. We shop multiple lenders with one credit pull. You will have access to these lenders through our brokerage, Loan Warehouse, with multiple loan options. You deserve more than one rate & quote & option.
  • SC Lending Group
  • 300 East Esplanade Drive, 9th Floor, Oxnard, CA, 93036
  • Nuris Dante is your premier mortgage expert located in Oxnard, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Oxnard area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding.
  • GOLDEN RATE SERVICES LLC
  • 5023 El Camino Avenue, Carmichael, CA, 95608
  • At Golden City Home loans. We are a full-service mortgage company based in Carmichael, California. We specialize in First Time Home Buyers in Carmichael. We also serve the surrounding cities in Sacramento County, including zip code. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Asher Evans
  • 4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
  • Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
  • Peoples Bank of Commerce
  • 1311 E Barnett Road, Medford, OR, 97504
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses.
  • Leif Investments INC DBA Medford Mortgages
  • 940 Town Centre Drive, Medford, OR, 97504
  • At Medford Mortgages we offer a variety of loan options to meet your specific needs. Our team is dedicated to providing you with total customer satisfaction and the very best results. We understand that financing your home is one of the most important decisions you will ever make.
  • Home and Life Lending
  • 2621 Whittle Avenue, Suite 7, Medford, OR, 97504
  • Brenda Kennedy opened Home & Life Lending to help better serve my clients with more flexibility to fit their individual needs. Brenda have 17 years of experience in the mortgage industry, providing quality loan services and a level of professionalism. Brenda strive to provide outstanding customer service, which has enhanced customer loyalty.
  • Bob Forrest | Mortgage Loans | Loans Medford | Private Money
  • 1951 Delta Waters Rd, Medford, OR, 97504
  • Bob Forrest Loans and Investments has helped people in Southern Oregon, and throughout the country. Did you know that most Oregonians go to mortgage brokers like Bob Forrest for their real estate loans? Oregonians are independent and savvy people. A bank or mortgage lender is just one lender. But we are brokers