FHA VS Conventional loan programs in 2025 for Kingsbury, Washington County, New York
In the year 2025, individuals seeking to purchase a single-family home in Kingsbury, which is part of the county of Washington, NY, will find that the Conventional loan limit stands at $726,200. In contrast, the FHA loan limit for the same type of property is limited to $472,030.
Utilize the Lendersa® Conventional loan calculator to juxtapose today's most competitive rates between Conventional, FHA, and USDA loans. Learn about the critical requirements such as income levels, credit scores, financial reserves, and the necessary documentation to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, empowering you with the information needed to determine the best available program in NY that aligns with your specific financial scenario.
2025 Loan Limits and Down Payment Considerations in Kingsbury, County of Washington, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: The comparison table's applicability includes specific zip codes such as 12839, 12828, 12827
Opportunities for Conventional and FHA Loans in Kingsbury, NY
Lendersa® aims to facilitate the acquisition of top-tier Conventional, USDA, or FHA loans in a swift and effortless way. By selecting from one of the three available starting points, you gain access to matching lenders and loan programs. Each option caters to different preferences, ensuring that your specific needs and financial goals are met efficiently.
By taking advantage of these resources, you can ensure you are well-informed and ready to make the best possible decisions regarding your mortgage needs, reflecting both current rates and long-term goals.
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1700 North University Drive, Suite 304, Coral Springs, FL, 33071
Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years.
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1515 North University Drive, Suite 101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations
1750 University Drive, Suite 225, Coral Springs, FL, 33071
Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.
1515 N. Universtiy Dr Ste 111, Coral Springs, FL, 33071
Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders
1515 N. UNIVERSITY DRIVE #101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry .
1750 N University Dr #201, Coral Springs, FL, 33071
Nationwide Mortgage, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Bluecastle Lending, Realty & Title primarily services Broward, Palm Beach & St. Lucie counties, however, we do loans & title all throughout Florida. We offer some unique and almost unfair Buyer advantage like one-stop-shop, finding the best deal in the market for the buyer’s taste & budget the first day looking
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.
