FHA VS Conventional loan in Kingsbury, Washington County, New York

In the year 2025, individuals seeking to purchase a single-family home in Kingsbury, which is part of the county of Washington, NY, will find that the Conventional loan limit stands at $726,200. In contrast, the FHA loan limit for the same type of property is limited to $472,030.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's most competitive rates between Conventional, FHA, and USDA loans. Learn about the critical requirements such as income levels, credit scores, financial reserves, and the necessary documentation to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, empowering you with the information needed to determine the best available program in NY that aligns with your specific financial scenario.

Explore loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Considerations in Kingsbury, County of Washington, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The comparison table's applicability includes specific zip codes such as 12839, 12828, 12827

Opportunities for Conventional and FHA Loans in Kingsbury, NY

Lendersa® aims to facilitate the acquisition of top-tier Conventional, USDA, or FHA loans in a swift and effortless way. By selecting from one of the three available starting points, you gain access to matching lenders and loan programs. Each option caters to different preferences, ensuring that your specific needs and financial goals are met efficiently.

Examine Lendersa USDA loan requests and matching outcomes

By taking advantage of these resources, you can ensure you are well-informed and ready to make the best possible decisions regarding your mortgage needs, reflecting both current rates and long-term goals.



  • Alderus Mortgage
  • 3841 Charleston Blvd, Suite 100, Las Vegas, NV, 89102
  • Alderus Mortgage is a full-service lender and trailblazer in the mortgage industry. For more than 20 years, we’ve worked directly with clients to educate them on the industry and the loan process, eliminating the hidden fees often associated with traditional lending. Alderus is driven by the philosophy that happiness for everyone is key,
  • Home Field Lending
  • 375 E Warm Springs, Suite 203, Las Vegas, NV, 89119
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • EagleKnight Mortgage
  • 6671 S. Las Vegas Blvd. Building D, Suite 210, Las Vegas, NV, 89119
  • At EagleKnight Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available,
  • Valley View Home Loans - VVHL Direct
  • 6551 Las Vegas Blvd S, Suite 154, Las Vegas, NV, 89119
  • Valley View Home Loans (NMLS# 192103) is recognized as an industry-leading provider of mortgage services, Operating across the 13 states. Year after year we closed over billion dollars in mortgage financing. Valley View Home Loans is a full-service national mortgage lender and agency direct seller/servicer offering Conventional, FHA, Jumbo loans.
  • Paul Hasna
  • 6671 S Las Vegas Blvd, Unit 210, Las Vegas, NV, 89119
  • Paul Hasna have been helping families and individuals realize their dream of home ownership for over 20 years, specializing in all First – Time Home Buyer programs and low down payment loans, such as VA, FHA, Rural Development and Conventional HomeReady™ Home Possible™ and MyCommunity™ home loans.
  • Mortgage Ride LLC
  • 800 North Rainbow Blvd, Suite 206, Las Vegas, NV, 89107
  • Mortgage Ride started in 2019 to provide decades of experience and wealth knowledge to share within this industry even more than that; we wanted to create a place where homebuyers could feel comfortable with a local lender, get expert advice and feel like they were treated like family. Our approach to creating a fun environment.
  • Nevada Home Loans
  • 500 N Rainbow Blvd, Suite 300, Las Vegas, NV, 89107
  • At Nevada Home Loans we believe in hiring amazing people and providing them with the benefits and opportunities they need to develop in both their personal, and professional life. We help our loan officers grow in their current roles and dream about what’s next.We take pride in the fact that our loan officers are changing the lives of the people
  • The Escobedo Team
  • 10075 South Eastern Avenue, Suite 104, Henderson, NV, 89052
  • Our family is our team. Two generations of mortgage expertise, born and raised in Las Vegas. We have 30+ years of combined mortgage experience here in Nevada and we do everything in our power to help every family achieve their American dream. Family helping families. Let our family help yours!
  • Greenkey Mortgage
  • 871 Coronado Center Drive, Suite 200, Office 247, Henderson, NV, 89052
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at Greenkey Financial, Inc., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Community Access Lending
  • 871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
  • Community Access Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in First time home-buyers assistance in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership