FHA VS Conventional loan programs in Kirkwood, Broome County, New York
As of 2026, the conventional loan limit in Kirkwood, nestled in Broome county, NY, is $726,200. Meanwhile, the FHA limit for single-family homes is set at $472,030.
Employ the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit standards, reserves, and documents for qualification. Our advanced tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in finding the best program fit for your financial situation in NY.
2026 Loan Limits and Down Payment Requirements in Kirkwood, Broome county, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for zip codes: 13904
Available Conventional and FHA Loan Options in Kirkwood, NY
The ambition of Lendersa® is to promptly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting routes that lead to matching lenders and loan selections.
Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.
Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.
Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
