As of 2025, the conventional loan limit in Kirkwood, nestled in Broome county, NY, is $726,200. Meanwhile, the FHA limit for single-family homes is set at $472,030.
Employ the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit standards, reserves, and documents for qualification. Our advanced tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in finding the best program fit for your financial situation in NY.
Explore loan offers from a wide range of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is relevant for zip codes: 13904, 13795
The ambition of Lendersa® is to promptly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting routes that lead to matching lenders and loan selections.
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