FHA VS Conventional loan programs in 2025 for Fenton, Broome County, New York

The loan cap for conventional loans in Fenton, located in Broome county, NY, for the year 2025 is assessed at $726,200, whereas the FHA loan limit reaches $472,030 for single-family residences.

Explore the Lendersa® Conventional loan calculator to analyze today's best Conventional, FHA, and USDA interest rates, alongside assessing the necessary income, credit score, reserves, and paperwork required for eligibility. Our sophisticated mortgage tool lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to determine the most suitable option in NY for your financial needs.

Examine 100 lenders to compare loan offers

2025 loan limits and required down payments for Fenton, Broome county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative data is applicable to zip codes: 13904, 13833, 13746

Options for Conventional and FHA loans in Fenton, NY

Lendersa® is dedicated to swiftly securing you the optimal Conventional, USDA, or FHA loan option, efficiently and smoothly. Choose from three paths to connect with matching lenders and loan offerings.

Lendersa USDA loan request showcasing matching results


  • First Banc Home Loans
  • 10802 Downey Ave, Downey, CA, 90241
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Downey Capital Mortgage Inc.
  • 8255 Firestone Boulevard, Suite 101B, Downey, CA, 90241
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Escala Financial
  • 8255 Firestone Boulevard, Suite 301, Downey, CA, 90241
  • Escala Financial, your trusted guide through the sometimes confusing and murky waters of home loans. Since our founding in 2009, we have helped hundreds of families through personalized service and programs that achieve their personal financial goals. Whether you’re a new home buyer, want to refinance or are ready to retire.
  • Real Consultants
  • 8141 2nd Street, Suite 420, Downey, CA, 90241
  • REAL CONSULTANTS MORTGAGE AND REAL ESTATE SERVICES INC., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • G & V Options & Solutions Inc.
  • 10630 Downey Avenue, Suite 100B, Downey, CA, 90241
  • We have a Residential and Commercial Team both are certified for REO’s and Short Sales. We can cover all of our diverse clients’ necessities. Our Expert team includes a Utilities Specialist, Field Representative, License Appraisal / BPO’s Specialist, Transaction Coordinator, Offers Coordinator.
  • Inbanet Real Estate Lending & Investments
  • 8141 2nd St, Suite 347, Downey, CA, 90241
  • Inbanet is a premier direct hard money and non prime lender for commercial and investment residential (strictly for business purpose) properties nationwide with a consortium of strong private label investors, hedge funds, private equity companies and family offices to facilitate quick
  • Anna Kara Loans
  • 1010 North Central Avenue, Glendale, CA, 91202
  • Anna Kara has a very simple and important mission when; to provide her clients with a positive and rewarding mortgage experience. Anna Kara is considered the go-to mortgage expert because she provides her clients with all the information necessary to make the right decision on mortgage financing.
  • Affordable lending by Daryl/ California Funding and Investments
  • 700 E Shaw Ave, Fresno, CA, 93710
  • Affordable Lending for the Golden State of California, Daryl Roe and California Funding will help you obtain a loan that is right for you. We have many investors and loan products to suit your needs and are able to shop around to find you the most competitive interest rates and loan products available today.
  • Noe Cruz All State Homes Real Estate and Mortgage Professionals
  • 770 E. Shaw Ave, Suite 128, Fresno, CA, 93710
  • Noe Cruz bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Noe Cruz eager to serve you. All State Homes provides professional real estate and mortgage expertise as a full service real estate company in Fresno CA.
  • California Funding & Investments
  • 700 East Shaw Avenue, Fresno, CA, 93710
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, Refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Xcellerate Home Loans
  • 770 East Shaw Avenue, Suite 128, Fresno, CA, 93710
  • Get the best service throughout your transaction and after close. I can help with all the nuances of your purchase or refi, giving you options that best fit your circumstances and goals. I work as your agent to help it go as seamless as possible, with over 20 years experience at work for you.