FHA VS Conventional loan in Lake-Success, Nassau County, New York

In 2026, the Conventional loan limit in Lake-Success, located in the county of Nassau, NY, stands at $970,800. The FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to evaluate and contrast today's best rates for Conventional loans versus FHA and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in NY for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Lake-Success, Nassau County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This comparison table applies to the following zip codes: 11042

Conventional and FHA Loan Options in Lake-Success, NY

The goal of Lendersa® is to secure you the most favorable Conventional, USDA, or FHA loan efficiently and with minimal hassle. Choose one of three starting points for connecting with matching lenders and loan programs.

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  • Western States Mortgage and Loan, Inc.
  • 418 B Street, Suite 250, Santa Rosa, CA, 95401
  • Western States Mortgage is proud to have served homeowners across California, Washington, and Oregon with a vast portfolio of home loan products. Approved by the Nation’s top lending sources, Western States Mortgage is a leader in delivering competitive rates and low costs to its customers. By implementing the latest software and support services.

  • California Home Loans
  • 131-A Stony Circle #501, Santa Rosa, CA, 95401
  • California Home Loans based in Santa Rosa, California. America's Home Loans is a low fee, low interest rate mortgage lender since 2003, with the best 30 yr and 15 yr mortage interest rates for a refinance home loan or purchase home loan. We lend on residential mortgages on single family homes, condominiums and more

  • America's Home Loans
  • 131A Stony Circle, Santa Rosa, CA, 95401
  • At America\'s Home Loans, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • California Private Money Lenders
  • 656 Piezzi Road, Santa Rosa, CA, 95401
  • I started my private money loan business in Santa Rosa because I saw a need for individuals and businesses to borrow funds for relatively short periods of time (1 to 5 years) to improve their current and future financial situations. We specialize in originating and funding special situations loans

  • Sun Pacific Mortgage & Real Estate
  • 800 Mendocino Ave., Suite #2, Santa Rosa, CA, 95401
  • Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988. Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. Our Hard Money loans rescue with mortgages funded by private individuals

  • Mortgage Connection
  • 1435 Huntington Ave, Suite 102, South San Francisco, CA, 94080
  • Derek Yeung has been originating loans since 1991. After years of listening to complaints from Borrowers about other mortgage lenders and banks, he decided to form a different kind of mortgage company. Mortgage Connection was founded by Mr. Yeung in 1998 with not only the goals of providing competitive interest rates,

  • hartleb-prasad corp.
  • 363 El Camino Real, Suite 288, San Francisco, CA, 94080
  • "Sierra Pacific Mortgage Corp offers Elk Grove, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.Our company has 30+ years of experience in the Real Estate and Mortgage Industry. Hemant Prasad started Sierra Pacific Mortgage Corporation.
    As my company grew and I relocated to the Sacramento area in 1995,

  • California Mortgage Company, Inc.
  • 1435 Huntington Avenue, Suite 100, South San Francisco, CA, 94080
  • With over 20 years experience as mortgage brokers, we are able to provide competitive advantages in the marketplace with competitive rates with a variety of loan programs. With our thorough knowledge of conventional, FHA, & VA loan programs as well as Outside the Box such as less than perfect credit & alternative income documentation loan programs

  • Norcal Capital Group, Inc
  • 1369 El Camino Real, Millbrae, CA, 94030
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • RPM Financial
  • 1361 El Camino Real, Millbrae, CA, 94030
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Our goal is to stay on the leading edge of technology while giving old-fashioned hands on customer service.

  • Santa Cruz Community Credit Union
  • 324 Front Street, Santa Cruz, CA, 95060
  • The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.

  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988.
    Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."