FHA VS Conventional loan programs in Lenox, Madison County, New York
In 2025, the loan limit for a Conventional loan in Lenox, within the county of Madison, NY, is $726,200, while the FHA loan limit stands at $472,030 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation you'll need to qualify. Our advanced mortgage tool presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the most fitting program in NY for your specific financial needs.
2025 Loan Limits and Down Payment Needs in Lenox, County of Madison, NY
Loan Type
Maximum Limit
Down Payment Required
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to specific ZIP codes: 13163, 13032
Discover Conventional and FHA Loan Options in Lenox, NY
Lendersa® aims to seamlessly connect you with the best possible loan for Conventional, USDA, or FHA financing, quickly and efficiently. Start with one of three options to find matching lenders and appropriate loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.
At Banterra, we’ve been proud to serve customers since 1975, providing local-style service from day one. We know that smart banking is about relationships and understanding our customer needs, and having an exceptional team on board to accomplish that. That’s why we’d like for you to get to know us, as well,
WCCU is here to help you spend, save, manage, invest and make money. Our goal is to facilitate financial stability in your life. Let us help aid you in finding the right checking account, the right loan and the right budget for you and your family’s life and financial well being. If you’re not a member of WCCU, apply for membership today
Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.
Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.
Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.
