Explore the differences! FHA VS Conventional loan programs in Canastota, Madison County, New York

In 2025, Convetional loan limit in Canastota, county of Madison, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Canastota, county of Madison, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 13032

Conventional and FHA loan options in Canastota, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Taunton Federal Credit Union
  • 14 Church Green, Taunton, MA, 02780
  • At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.
  • Crescent Credit Union
  • 835 Oak St, Brockton, MA, 02301
  • SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
  • HarborOne Bank
  • 770 Oak St, Brockton, MA, 02301
  • HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
  • Northeast Credit Union
  • 100 Borthwick Avenue, Portsmouth, NH, 03801
  • We're passionate problem-solvers and people-helpers who like to have fun. We ask questions and find answers. Everything we do starts with Teamwork, Integrity, Respect and Excellence and we thrive on it for the benefit of our employees, and our community. We are proud to be a part of something bigger than ourselves.
  • X5 Home Loans LLC
  • 300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
  • "5 things you can expect from X5 Home Loans 1. Communication. Always know exactly where things stand. 2. Availability. Here for you whenever you need us. 3. Speed. Fast closings and quick answers to your questions. 4. Simplicity. A clear process that’s easy to understand. 5. Guidance. Personalized advice to navigate your options."
  • Service Federal Credit Union
  • 3003 Lafayette Road, Portsmouth, NH, 03801
  • Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.
  • Cousins Home Lending, Inc
  • 1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
  • Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
  • GoldCoast Mortgage Service Inc
  • 100 Cummings Center, Suite 544H, Beverly, MA, 01915
  • GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
  • Century Savings Bank
  • 1376 W. Sherman Avenue, Vineland, NJ, 08360
  • Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
  • Members 1st of NJ Federal Credit Union
  • 37 West Landis Avenue, Vineland, NJ, 08360
  • Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.