Explore the differences! FHA VS Conventional loan programs in Lido-Beach, Nassau County, New York

In 2026, the Conventional loan limit in Lido-Beach, situated in Nassau county, NY, is set at $970,800, whereas the FHA limit for a single-family home stands at $970,800.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates for Conventional vs. FHA vs. USDA loans and identify the necessary income, credit, reserves, and documents required for qualification. This advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding in selecting the program in NY that is best suited for your specific financial needs.

Explore loan offers available from a broad range of 100 lenders

An Overview of 2026 Loan Limits and Down Payment Requirements in Lido-Beach, Nassau County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table pertains to zip codes: 11569

Explore Different Loan Options: Conventional and FHA in Lido-Beach, NY

The aim of Lendersa® is to efficiently secure you the most suitable Conventional, USDA, or FHA loan with the least hassle. Start with one of three options that lead to matching lenders and loan programs.

Review USDA loan requests and matching results at Lendersa


Lido-Beach Lenders

  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Lends in New York
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization

  • Sunrise Mortgage Company Inc
  • 49 Guy Lombardo Avenue, Freeport, NY, 11520
  • Lends in New York
  • We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases

  • Rock East Funding
  • 670 Long Beach Blvd, Long Beach, NY, 11558
  • Lends in New York
  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.

  • Mortgage Professionals Corp
  • 12 Merrick Avenue, Merrick, NY, 11566
  • Lends in New York
  • Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.

  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • Lends in New York
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.

    We pride our on always doing the right thing for our clients and those that follow us on the radio.

  • Prudential Borrowing LLC
  • 450 Sunrise Highway, Rockville Centre, NY, 11570
  • Lends in New York
  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.

  • Cliffco Mortgage Bankers
  • 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553
  • Lends in New York
  • Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.

  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Lends in New York
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.