FHA VS Conventional loan in Locust-Valley, Nassau County, New York

In 2025, Convetional loan limit in Locust-Valley, county of Nassau, NY is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Locust-Valley, county of Nassau, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 11560

Conventional and FHA loan options in Locust-Valley, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Anchor & Anvil, LLC
  • 1055 W. Bryn Mawr, Suite F-128, Chicago, IL, 60660
  • Anchor & Anvil, LLC focuses on placing debt capital for businesses in various industry sectors & for commercial real estate investors & operators seeking competitive terms & fast closing time frames. Anchor & Anvil correspondent relationships developed over the years include agency lenders, life companies, credit unions, & specialty lending firms.
  • Marquette Bank
  • 6316 South Western Ave, Chicago, IL, 60636
  • We are committed to helping our customers meet their financial goals. Marquette Bank provides convenient offices and accessible drive-thrus near work or home, 24-hour Teller-Phone, over 55, 000 free ATMs worldwide, Mobile Banking, Online Banking and Bill Payment, 24/7 Remote Deposit services for Business.
  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
  • Selfreliance Federal Credit Union
  • 2332 West Chicago Avenue, Chicago, IL, 60622
  • Selfreliance Federal Credit Union is a financial cooperative composed of members of a common background and bond. It exists for their benefit. It must provide varied types of financial services at highest professional levels and create a caring environment for its members. It must foster the ideals of cooperation, promote ethnic strength,
  • Silvercreek Finance Corp
  • 1701 N. Ashland Ave, Chicago, IL, 60622
  • Silvercreek Finance our loan officers: provide you with the tools and support to help you focus on your clients and be more efficient in the loan origination process. Transparent pricing, sales and marketing support, great bonus plan and the opportunity to grow within a company that’s built around you – the loan officer.
  • NewCastle Home Loans
  • 1700 W Cortland Street, Suite 207, Chicago, IL, 60622
  • Headquartered in Bucktown Chicago, our mortgage team offers a variety of loan options in Illinois, Indiana, Michigan, Florida, and Tennessee. Get to know our team and see why we decided to change the game in mortgage lending. We're a full-service mortgage lender. We'll handle your loan from start-to-finish.
  • Chicago Hard Money and Bridge Loans
  • 1520 N Damen, Suite D, Chicago, IL, 60622
  • Chicago Bridge Loan is a hard money lender offering loans throughout Chicago. They provide cash out hard money loans, rental property loans, short term fix and flip loans, hard money bridge loans, and commercial hard money loans. Their loan parameters are versatile, including loans with a maximum LTV of 60%, terms between 6 months and 18 months.
  • Starr Mortgage
  • 303 Red Boiling Springs Road, Lafayette, TN, 37083
  • Starr Mortgage Can Help We can customize your financial package. FHA, RD, VA, Conventional & Land-Only Loans! 100% Financing No Money Down Home Purchases Refinances / Debt Consolidation 10-30 Year Terms Available Products were inspired by Behance's research of especially productive teams in the creative industry.