FHA VS Conventional loan programs in Locust-Valley, Nassau County, New York
For the year 2025, the conventional loan limit in Locust-Valley, located in Nassau county, NY, is set at $970,800. The FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, helping you determine which program in NY suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Locust-Valley, Nassau, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This comparison is applicable to zip codes: 11560
Conventional and FHA Loan Options in Locust-Valley, NY
The aim of Lendersa® is to find you the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three starting points, leading to matching lenders and suitable loan programs.
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