FHA VS Conventional loan programs in 2025 for Muttontown, Nassau County, New York

In 2025, the Conventional loan limit in Muttontown, situated within Nassau county, NY, is $1,089,300. The FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required to qualify. With our enhanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in NY suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Muttontown, Nassau County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table pertains to the following zip codes: 11545, 11791, 11732

Conventional and FHA Loan Options in Muttontown, NY

The mission of Lendersa® is to get you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that will connect you with suitable lenders and loan programs.

Lendersa USDA loan requests and results


  • Bank of Tennessee
  • 301 E Center St, Kingsport, TN, 37660
  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
  • TriCities Mortgage Group
  • 1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
  • Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
  • Eastman Credit Union
  • 2021 Meadowview Lane, Kingsport, TN, 37660
  • Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.
  • Greater Eastern Credit Union
  • 2110 West Mountcastle Drive, Johnson City, TN, 37604
  • Greater Eastern Credit Union was chartered in 1952 as a non-profit financial institution for employees of the Mountain Home Veterans Administration Medical Center. From our humble beginnings, we have consistently provided our members with quality financial products and exceptional service.
  • Beacon Financial
  • 1102 W. Market St, Suite 20, Johnson City, TN, 37604
  • Beacon Financial is a mortgage broker with operations in one state. Beacon Financial offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA & VA mortgages. Beacon Financial is a FREEandCLEAR Certified Gold Low Rate Lender. Our mission is to provide financial products & services that add superior value to membe
  • First National Bank in New Bremen
  • 435 S. Washington Street, New Bremen, OH, 45869
  • First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.
  • Appalachian Community Federal Credit Union
  • 5034 Bobby Hicks Highway, Suite 2, Johnson City, TN, 37615
  • The Appalachian Community Federal Credit Union of today is pleased to serve any persons who live, work, worship or attend school in Carter, Hawkins, Sullivan, Unicoi or Washington Counties, Tennessee, as well as the city of Bristol, TN/VA, the city of Norton, VA, and Wise, Scott and Washington Counties, Virginia.
  • South Central Credit Union
  • 958 W Monroe Street, Jackson, MI, 49202
  • South Central Credit Union was organized as Tri-County State Employees Credit Union on June 16, 1954. At that time it was housed in the accounting department of the prison. In 1986 the name was changed to South Central State Employees Credit Union, when Tri-County merged with Sparton Employees Credit Union.
  • TRUE Community Credit Union
  • 1100 Clinton Road, Jackson, MI, 49202
  • At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan. We work hard to create and protect an inclusive environment where differences are celebrated
  • Franklin Mortgage Solutions
  • 10 Fairway Dr, Springboro, OH, 45066
  • Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.
  • Kentwood Mortgage, Inc.
  • 610 N. Main Street, Springboro, OH, 45066
  • Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.
  • Alliance Bank & Trust Company
  • 292 W Main Ave, Gastonia, NC, 28052
  • Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products