In 2026, the Conventional loan limit in Louisville, within St. Lawrence county of NY, is $726,200. At the same time, the FHA cap for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA loans. It will help determine the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NY tailored to your financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to zip codes: 13662
The aim of Lendersa® is to deliver the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three ways to connect with matching lenders and suitable loan programs.
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