Explore the differences! FHA VS Conventional loan programs in Louisville, St. Lawrence County, New York

In 2025, the Conventional loan limit in Louisville, within St. Lawrence county of NY, is $726,200. At the same time, the FHA cap for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA loans. It will help determine the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NY tailored to your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Louisville, St. Lawrence County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 13662, 13667, 13621

Conventional and FHA Loan Options in Louisville, NY

The aim of Lendersa® is to deliver the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three ways to connect with matching lenders and suitable loan programs.

Explore Lendersa's USDA loan requests and result matches


  • Funding Concepts Group
  • 2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
  • Funding Concepts Group we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Diamond Capital Investment
  • 3 Swift Ct, Newport Beach, CA, 92663
  • With over 15 years of experience in all facets of Mortgage Lending, Melissa has knowledge in conventional, non-conventional, government, non-prime, and hard money loans. She understands that every loan is unique and keeps an optimistic mindset. ​ Melissa has an extensive background in helping first time homebuyers
  • Tom Brown Group
  • 2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing. We close loans in as little as 30 days.
  • CdM Lending
  • 3101 W. Pacific Coast Hwy, Suite 150A, Newport Beach, CA, 92663
  • Our all-encompassing approach to lending allows us to immerse ourselves in a multitude of lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards of character, respect, and integrity. With CdM Lending and Priority Financial Network as your lender.
  • Legacy Finance and Realty Inc
  • 2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
  • Legacy Finance and Realty is a full service CA Mortgage and Real Estate Broker. We are proud to provide our clients with a plethora of home loan products as well as real estate sales and purchasing services. Whether you are looking for a loan to purchase or refinance a home, Legacy Finance and Realty will provide all viable options.
  • Crystal Lending Group Inc
  • 2901 West Coast Hwy, Suite 200, Newport Beach, CA, 92663
  • Crystal Lending Group Inc., a California based Real Estate Brokerage company with over 14 years of experience in the industry. Based in Newport Beach, California, we are here to serve our local communities along with every city in our beautiful state of California. The choice is clear when choosing Crystal Lending Group
  • Orange County Capital
  • 440 Holmwood Drive, Newport Beach, CA, 92663
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Clear View Mortgage
  • 3416 Via Lido, Suite E, Newport Beach, CA, 92663
  • CVM knows the complexities and moving parts that come with each real estate transaction. The Clear View Mortgage team has put the right people in place in help make financing stress free and efficient. Real Estate is a hands on service/experience. Bill and his team are dedicated to making sure that each and every client.
  • The Carver Group Inc.
  • 424 32nd Street, Unit D, Newport Beach, CA, 92663
  • The Carver Group, Inc. is built on a foundation of integrity and trust. We are committed to providing you a high level of customer service as well as a competitive mortgage loan product that is structured for your individual need. We make the process of securing a mortgage straight forward and we guide you through the entire loan process.
  • Bayside Funding
  • 3416 Via Oporto, Suite 301, Newport Beach, CA, 92663
  • Blackhawk Capital Group is an independent, licensed, full-service Real Estate Brokerage with Residential and Commercial acquisition funding facilities. Since 2005, Blackhawk Capital Group has served as a lead underwriter of both Commercial and Residential Real Estate backed transactions.