FHA VS Conventional loan programs in Louisville, St. Lawrence County, New York

In 2026, the Conventional loan limit in Louisville, within St. Lawrence county of NY, is $726,200. At the same time, the FHA cap for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA loans. It will help determine the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NY tailored to your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Louisville, St. Lawrence County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 13662

Conventional and FHA Loan Options in Louisville, NY

The aim of Lendersa® is to deliver the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three ways to connect with matching lenders and suitable loan programs.

Explore Lendersa's USDA loan requests and result matches


  • Seaside Lending, Inc.
  • 220 South Ola Vista, Unit D, San Clemente, CA, 92672
  • The Primary goal at Seaside Lending Corporation is to provide customers with the best possible rates, lowest closing costs and superior personalized service available. It is for this reason that over 50% of our business comes from personal referrals and repeat customers.We have access to a full range of mortgage.

  • Munzing Mortgage Group
  • 616 South El Camino Real, Suite I, San Clemente, CA, 92672
  • Munzing Mortgage Group full service Mortgage Broker, I have more than 30 years of real estate & lending experience, along with a vast investor base, to offer you the best mortgage loan to suit your needs. If you, or anyone you know, is planning on buying a home or refinancing your current home.

  • Secure Provision Mortgage Corporation
  • 3813 Calle Tiburon, San Clemente, CA, 92672
  • At Secure Provision Mortgage we are a mortgage broker which means we do not care about helping escrow companies, title companies or the banks make any more money than they already do. Our #1 priority is that you get the deal that was promised to you and get you the best possible mortgage.

  • SC Financial Service
  • 126 West Marquita, San Clemente, CA, 92672
  • At SC Financial is to apply our broad knowledge to all channels of the lending and wealth management industries. Facilitating Hard Money Loans throughout California, we provide investors, brokers, realtors and borrowers with the expertise required to succeed in today’s complicated marketplace.

  • FK Capital Fund
  • 215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
  • FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.

  • FK Capital Funding
  • 215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
  • FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible and structured around each individual client.

  • American Mortgage and Loan
  • 10461 Guincho Place, San Diego, CA, 92124
  • American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience

  • Robert Castro
  • 2651 E Chapman Ave, Suite 215C, Fullerton, CA, 92831
  • Our mission at Southern Cal Funding is to make applying for a home loan as painless and smooth a process as possible. We work with many wholesale banks that offer extremely competitive programs whether your a 1st Time Buyer, an Investor, or just selling and buying your next home!

  • Lock Rate Mortgage LLC
  • 1020 South Raymond Avenue, Suite A, Fullerton, CA, 92831
  • Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs. We believe that shopping for the best mortgage should be easy, transparent and flexible and also Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs.

  • Fullerton Community Lending
  • 1440 North Harbor Boulevard, Suite 900, Fullerton, CA, 92831
  • Fullerton Community Lending is a Mortgage Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances, investments and commercial loans. We offer FHA, Conv, and Jumbo at competitive interest rate. Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances,