Explore the differences! FHA VS Conventional loan programs in Louisville, St. Lawrence County, New York
In 2026, the Conventional loan limit in Louisville, within St. Lawrence county of NY, is $726,200. At the same time, the FHA cap for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA loans. It will help determine the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NY tailored to your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Louisville, St. Lawrence County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 13662
Conventional and FHA Loan Options in Louisville, NY
The aim of Lendersa® is to deliver the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three ways to connect with matching lenders and suitable loan programs.
Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty
Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888
In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
Champlain National Bank’s history dates back to 1909 when Lake Champlain National Bank began operations in Westport, NY. The Champlain National Bank that exists today was formed in 1959 as the result of the merger between Essex County National Bank in Willsboro, NY (founded in 1921) and Lake Champlain
