FHA VS Conventional loan in Potsdam, St. Lawrence County, New York
In the year 2025, the limit for a Conventional loan in Potsdam, located in the county of St. Lawrence, NY, is set at $726,200. Concurrently, the FHA loan limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to assess today's rates of Conventional versus FHA and USDA loans. Determine the required income, credit score, reserves, and documents necessary for qualification. By using our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA, side-by-side, assisting you in choosing the optimal program in NY for your unique financial circumstances.
Loan limits and down payment requirements for 2025 in Potsdam, in the county of St. Lawrence, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 13676, 13668, 13617, 13699
Options for Conventional and FHA loans in Potsdam, NY
The aim of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loans quickly and with minimal effort. Choose from three starting options, each facilitating lender matching and selecting suitable loan programs.
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