FHA VS Conventional loan programs in Mohawk, Montgomery County, New York

In 2025, the Conventional loan limit for Mohawk, located in Montgomery county, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program in NY for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Mohawk, Montgomery County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to the following zip codes: 12177, 12068, 12095

Conventional and FHA Loan Options in Mohawk, NY

The objective of Lendersa® is to quickly secure the best available Conventional, USDA, or FHA loan for you, without hassle. Select one of three starting points that facilitate a match with lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Optimum First Mortgage
  • 8900 Warner Avenue, Fountain Valley, CA, 92708
  • Optimum First Mortgage! We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.Having funded over 20, 000 loans since our inception, we have solidified ourselves as the low price leader in the lending marketplace. Our reputation speaks for itself with over 3000 positive online reviews
  • Lininger Mortgage
  • 9550 Warner Ave, Suite 250, Fountain Valley, CA, 92708
  • At Lininger Mortgage, we are committed to providing top-notch assistance with originating and processing loans. Established in 2015, we are a loan broker company serving various clients in the California area. Count on our dependable team of licensed loan processors and officers to help you from start to finish.
  • Bryson Team with Centerpointe Real Estate
  • 10061 Talbert Avenue, Suite 345, Fountain Valley, CA, 92708
  • Bryson Team with Centerpointe Real Estate mission to raise $25, 000 for Together We Rise, so for every HomeOwner We Help (Sell A Home), For Every Home Buyer We Help (Find Their Dream Home) Or Mortgage Loan We Process (Refinance, Reverse Mortgage, & Equity Lines), we donate a Large Portion of our Income to TWR.
  • Lending3
  • 17220 Newhope St, Suite 213, Fountain Valley, CA, 92708
  • Lending 3 was founded in 2003. We dedicate ourselves to providing first class customer service.We believe in offering our customers with a personalized mortgage experience from beginning to end.Lenders will commonly require you to provide additional information such as a valid social security number and submit to a credit check.
  • Del Financial, Inc.
  • 11508 Rosecrans Ave, Norwalk, CA, 90650
  • Del Financial, Inc, a Southern California based mortgage corporation, was founded in 1981 and incorporated in 1996. We have over 30 years of professional mortgage experience; our management team, associates, and staff have flourished through every type of market fluctuation and have continually delivered great service
  • Bridge Capital Home Loans
  • 221 E. Glenoaks Blvd, Suite 225A, Glendale, CA, 91207
  • Bridge Capital Home Loans is a boutique mortgage brokerage based out of Glendale CA. With over 30 years of combined experience in the lending industry, our team of experienced agents offers specialized and mortgage services with competitive rates, low down payment options and personalized service.
  • US Funding Co
  • 6 Centerpointe Dr, La Palma, CA, 90623
  • US Funding was founded with transparancy and efficiency in mind. We value every family we serve and believe that they deservie phenominal customer service. US Funding, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier
  • Home Pedia Inc
  • 18723 Via Princessa, Suite 312, Canyon Country, CA, 91387
  • Home-Pedia Realty is a privately held company based in California, and is led by its founder Sebastian Nasher. Home-Pedia Realty was designed to help you buy or sell your property with the utmost care in mind. The founder, Mr. Nasher was only eleven years old when he became passionate about real estate
  • Above All Lending
  • 27936 Lost Canyon Rd Suite 201, Santa Clarita, CA, 91387
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.