FHA VS Conventional loan in Montrose, Westchester County, New York

In 2025, the Conventional loan limit for Montrose, in Westchester county, NY, is $1,089,300. Meanwhile, the FHA limit for a single-family residence is $1,089,300.

Try Lendersa®'s Conventional loan calculator to compare top rates today among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the optimal program in NY to suit your financial situation.

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2025 Loan Limits and Downpayment Requirements in Montrose, Westchester, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison is relevant for the zip codes: 10548

Conventional and FHA Loan Choices in Montrose, NY

The mission of Lendersa® is to promptly connect you with the best Conventional, USDA, or FHA loan options without difficulty. Choose one of three starting points that link you to suitable lenders and programs.

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  • Westgate Mortgage LLC
  • 94 West Main Street, Grantsville, UT, 84029
  • Westgate Mortgage are proud to have served the residents of Utah and Nevada since 1997. As a member of the Tooele County community, we have worked to establish a reputation of honesty and reliability. We would never ask our clients or prospective clients to do anything we would also not do and that includes sending social security numbers
  • First Montana Bank
  • 201 N. Higgins Ave, Missoula, MT, 59802
  • Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802
  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
  • CV3 Financial Services
  • 2101 East El Segundo Blvd, Suite 203, El Segundo, CA, 900245
  • CV3 is more than just a lender. We partner with our customers to accelerate real estate opportunities and are invested in your success. We leverage the best technology to eliminate complexity and simplify the loan process. By combining our commitment to elevating your customer experience with our diversified financial strength, we are the capit
  • MacLagan Home Loans
  • 1015 Deerfield Rd, Unit 235, Deerfield, IL, 600125
  • At MacLagan Home Loans, we're more than just mortgage brokers. We're your partners in achieving the dream of homeownership. Our dedicated team of experts goes above and beyond to provide personalized guidance and support throughout the entire loan process. Let us help you secure the financing you need to make your dream home a reality.
  • UPS Employees Federal Credit Union
  • 3110-A Inland Empire Blvd, Ontario, CA, 02805
  • UPSEFCU is dedicated to simplifying your life by providing the products, tools and services to manage your money anywhere, anytime. These valuable member services save time and money, and you benefit from the convenience in multiple ways. and also UPSEFCU loans save you time and money while helping you reach important goals in life.
  • Pinnacle Credit Union
  • 536 North Ave NE, Atlanta, GA, 03030
  • Pinnacle Credit Union was founded in 1926 under the name of Atlanta Teachers Credit Union. It is currently the second oldest credit union in Georgia. Since opening we have grown into a full-service financial institution. Like other credit unions, Pinnacle is a not-for-profit organization. Earnings are returned to members through higher rates
  • Associated Mortgage Bankers
  • 2395 Ocean Ave, Suite 5, Ronkonkoma, NY, 11774
  • Founded in 1989, Associated Mortgage Bankers, Inc. (AMB) is a successful independent mortgage banking firm specializing in a wide array of mortgage products providing you with the essential tools to become a highly successful loan officer. We have built a platform where top sales people can thrive while delivering superior mortgage products