FHA VS Conventional loan programs in Montrose, Westchester County, New York

In 2025, the Conventional loan limit for Montrose, in Westchester county, NY, is $1,089,300. Meanwhile, the FHA limit for a single-family residence is $1,089,300.

Try Lendersa®'s Conventional loan calculator to compare top rates today among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the optimal program in NY to suit your financial situation.

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2025 Loan Limits and Downpayment Requirements in Montrose, Westchester, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison is relevant for the zip codes: 10548

Conventional and FHA Loan Choices in Montrose, NY

The mission of Lendersa® is to promptly connect you with the best Conventional, USDA, or FHA loan options without difficulty. Choose one of three starting points that link you to suitable lenders and programs.

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  • FIRST HOMELAND MORTGAGE, LLC
  • 345 Hillwinds Road, Brattleboro, VT, 05301
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Members 1st Credit union
  • 10 Browne Court, Brattleboro, VT, 05301
  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
  • THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
  • 221 Main Street, Brattleboro, VT, 05301
  • Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service
  • FIRST CHOICE MORTGAGE SERVICES, LLC
  • 139 Main Street, Suite 615, Brattleboro, VT, 05301
  • First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.
  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
  • Newrez LLC
  • 1521 Concord Pike, Suite 100, Wilmington, DE, 19803
  • Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.
  • Advanced Mortgage Corp
  • 2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
  • Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
  • Cornerstone Bank, National Association
  • 230 Park Avenue, Worcester, MA, 01609
  • Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.