FHA VS Conventional loan in Peekskill, Westchester County, New York

In 2025, the Conventional loan ceiling in Peekskill, located in Westchester, NY, is set at $1,089,300. Meanwhile, the FHA cap for a home that accommodates one family is $1,089,300.

Explore the Lendersa® Conventional loan calculator to evaluate the most competitive rates—Conventional vs. FHA vs. USDA—and understand the necessary income, credit score, reserves, and documentation for eligibility. Our cutting-edge mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to select the most suitable program for your financial needs in NY.

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2025 Loan Limits and Down Payment Requirements in Peekskill, NY

Type of Loan Maximum Loan Limit Minimum Downpayment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 10566

Available Conventional and FHA Loan Options in Peekskill, NY

Lendersa® is dedicated to swiftly finding you the most favorable Conventional, USDA, or FHA loan options, minimizing any hassle. Choose one of three ways to start, which leads you to appropriate lenders and loan solutions.

USDA loan requests and results with Lendersa


  • MCM Mortgage LLC
  • 1528 Balboa Lane, Allen, TX, 75002
  • MCM Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Planwealth Financial Services
  • 2104 Green Hill Drive, McKinney, TX, 75070
  • Planwealth Financial Services is a (5) STAR rated Zillow lender that offers conforming, jumbo, FHA, VA, hard money, Bank statement, and USDA loans. In addition, we guarantee to every client to provide the lowest rate and terms that they can find in the industry. Feel free to forward your current mortgage rate quote to [email protected].
  • Security Mortgage Co.
  • 5601 Soapberry Dr, McKinney, TX, 75070
  • Security Mortgage Co. of Allen set out in 2001 to provide quality, personal service for a growing local market & has been doing so ever since. As the market has evolved we have made the most up to date processing, competitive pricing & most of all quality, personal service. Security Mortgage Co. is a full service brokerage serving the North Texas.
  • Tribune Mortgage LLC
  • 8751 Collin McKinney Pkwy, Suite 1803, McKinney, TX, 75070
  • Tribune Mortgage We are passionate about our customers, our company, and our industry! Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • LendNext Mortgage Corporation
  • 6800 Weiskopf Ave, Suite 150, McKinney, TX, 75070
  • At LendNext Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Global Integrity Finance
  • 321 N Central Expressway, Suite 360, McKinney, TX, 75070
  • Global Integrity Finance specializes in investor financing. If an investor or broker, we want to grow with you while funding the projects. Our loan products specific to long/short term rentals and fix-n-flips. Reach out to us today to with your loan scenario and become approved today.
  • High Country Mortgage Services
  • 6401 Eldorado Pkwy, Suite 116, McKinney, TX, 75070
  • High Country Mortgage Services We’re committed to providing you with the highest level of service, Our broker, Raeanne Hagin has more than 31years experience in the mortgage industry. She has worked in every aspect of the Mortgage Industry which makes her an Expert in her Field. We're passionate about delivering exceptional Customer Service.
  • Service First Mortgage
  • 6800 Weiskopf Avenue, McKinney, TX, 75070
  • Service First Mortgage I provide clients with "Service Beyond Your Expectations My clients enjoy the added benefits of receiving my Home Buyers Privileges program and Preferred Buyer Status. My dedication to serving my clients best interest affords me the gratification of knowing I will always have clients and friends for life.
  • USA Mortgage Pros
  • 2150 S. Central Expressway, Suite 310, McKinney, TX, 75070
  • "Welcome to The CORE Team USA Mortgage - McKinney TX Our Team of dedicated mortgage professionals have one goal - to provide a superior customer service experience while properly matching our clients with the best home loan product available in the marketplace to assist them with their dream of home ownership."