FHA VS Conventional loan programs in 2025 for Peekskill, Westchester County, New York
In 2025, the Conventional loan ceiling in Peekskill, located in Westchester, NY, is set at $1,089,300. Meanwhile, the FHA cap for a home that accommodates one family is $1,089,300.
Explore the Lendersa® Conventional loan calculator to evaluate the most competitive rates—Conventional vs. FHA vs. USDA—and understand the necessary income, credit score, reserves, and documentation for eligibility. Our cutting-edge mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to select the most suitable program for your financial needs in NY.
2025 Loan Limits and Down Payment Requirements in Peekskill, NY
Type of Loan
Maximum Loan Limit
Minimum Downpayment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table applies to the following zip codes: 10566
Available Conventional and FHA Loan Options in Peekskill, NY
Lendersa® is dedicated to swiftly finding you the most favorable Conventional, USDA, or FHA loan options, minimizing any hassle. Choose one of three ways to start, which leads you to appropriate lenders and loan solutions.
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