Explore the differences! FHA VS Conventional loan programs in Newark, Wayne County, New York
During 2026, the conventional loan limit in Newark, located in the county of Wayne, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's premier rates for Conventional, FHA, and USDA loans. Determine the qualifying income, credit score, reserves, and documentation required. Our advanced tool presents Conforming Conventional loans side by side with USDA, FHA, and VA options, enabling informed decision-making about the best program for your financial situation in NY.
2026 Loan Limits and Down Payment Requirements in Newark, Wayne County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 14513
Explore Conventional and FHA Loan Options in Newark, NY
The mission of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan quickly and without complications. Choose one of three approaches leading to matching lenders and loan offers.
NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.
Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members' financial lives and exemplifying the credit union philosophy of "people helping people
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In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.
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1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
Lends in New York
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
1674 Empire Blvd, Suite 200, Garden City, NY, 14580
Lends in New York
We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
Lends in New York
Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan
