In 2026, the conventional loan limit for Palmyra, in Wayne county, NY, is $726,200. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documentation. Our advanced mortgage tool presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding which program in NY is most suitable for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is relevant for the zip codes: 14522
The goal of Lendersa® is to quickly provide the best Conventional, USDA, or FHA loan without hassle. Choose one of three initial steps that lead to matching lenders and loan programs.
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