In 2026, the maximum Conventional loan amount that can be borrowed in North-Hempstead, located in Nassau county, within the state of NY, is $970,800. Meanwhile, for FHA loans, the limit stands at $970,800 for a single-family dwelling.
Employ the Lendersa® Conventional loan calculator to discern and compare today's leading rates among Conventional, FHA, and USDA loans. With it, you can evaluate the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side-by-side, assisting you in determining which program in NY best fits your specific financial needs.
Compare loan offers from a comprehensive pool of 100 lenders
| Loan Type | Loan Limit | Minimum Down Payment | |
| Conventional Conforming | $970,800 | 3% | |
| USDA | $0 | 0% | |
| FHA | $970,800 | 3.5% |
This table applies to the following zip codes: 11547
At Lendersa®, we are focused on helping secure the ideal Conventional, USDA, or FHA loan swiftly and with ease. Choose from one of three different starting points to find matching lenders and suitable loan programs, tailored to your needs.
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides