FHA VS Conventional loan programs in 2026 for Old-Westbury, Nassau County, New York

In 2026, the Conventional loan limit in Old-Westbury, located in Nassau county, NY, is $970,800. For a single-family residence, the FHA limit is $970,800.

The Lendersa® Conventional loan calculator helps you compare today's top rates for Conventional, FHA, and USDA loans, assessing income, credit, reserves, and required documents. This advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in selecting the best-fit program in NY for your financial needs.

Explore loan offers from more than 100 lenders

2026 Loan Limits and Down Payment Requirements in Old-Westbury, Nassau County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

Comparison applies to zip codes: 11548

Options for Conventional and FHA Loans in Old-Westbury, NY

Lendersa® aims to secure the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose from three pathways to connect with matching lenders and loan opportunities.

Results from Lendersa USDA Loan Requests and Matching


  • Wholesale West Lending Inc
  • 725 30th street, Suite 203, Sacramento, CA, 95816
  • "Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate
    Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"

  • KMG Kappel Mortgage Group, Inc.
  • 3673 J Street Sacramento, Sacramento, CA, 95816
  • Welcome to Kappel Mortgage Group! Where you will find mortgage brokers that are experts and understand the local market and rates so that you can ensure you are getting the best deal. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan.

  • East Bay Capital
  • 3406 Zaccaria Way, Stockton, CA, 95212
  • We have been helping home owners, investors and commercial property owners since 1984. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate and real estate loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Simplified, Inc
  • 5450 Pirrone Road, Salida, CA, 95368
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mayer & Clifton Partners
  • 920 20th Street, Suite 125, Sacramento, CA, 95811
  • It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.

  • Orbit Home Loans
  • 1913 Capitol Avenue, Suite D, Sacramento, CA, 95811
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Bay Equity LLC
  • 1812 K St., Sacramento, CA, 95811
  • Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.

  • Allequities Funding
  • 3811 Florin Road, Suite 3, Sacramento, CA, 95823
  • This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.

  • Valley Mortgage Company
  • 1445 Butte House Road, Suite I, Yuba City, CA, 95993
  • Virtual Mortgage Company is premier residential mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property,

  • Sacramento Credit Union
  • PO Box 2351, Sacramento, CA, 95812
  • Sacramento Credit Union (SCU) is member-owned, meaning each member has a say in how we conduct business. As a not-for-profit institution, we prioritize members' goals and provide modern products and conveniences that help you manage and grow your money, all delivered with personalized, attentive service.

  • Ability Mortgage
  • 580 N. Wilma Ave, Suite D, Ripon, CA, 95366
  • We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the loan-with great rates, terms and costs-to meet your unique needs.