FHA VS Conventional loan programs in North-Wantagh, Nassau County, New York

As of 2026, the maximum for a conventional loan in North-Wantagh, Nassau county, NY, is $970,800, whereas the FHA limit for a single-family dwelling is $970,800.

Our Lendersa® Conventional loan calculator allows you to evaluate current Conventional, FHA, and USDA rates, while determining the necessary income, credit, reserves, and paperwork for qualification. See comparisons between Conforming Conventional, USDA, FHA, and VA loans in NY to choose the best fit for your financial circumstances.

Review loan offers from 100 lenders

Limits and down payment requirements for loans in 2026 in North-Wantagh, Nassau, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table applies to these zip codes: 11793

Exploring Conventional and FHA loan choices in North-Wantagh, NY

The aim of Lendersa® is to quickly and easily connect you with the best available Conventional, USDA, or FHA loan options. Begin with one of three methods that link you to appropriate lenders and programs.

Lendersa displaying USDA loan requests and results


North-Wantagh Lenders

  • Mortgage Professionals Corp
  • 12 Merrick Avenue, Merrick, NY, 11566
  • Lends in New York
  • Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.

  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • Lends in New York
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.

  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • Lends in New York
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.

  • Nassau Financial Federal Credit Union
  • 2575 Hempstead Turnpike, Suite 300, East Meadow, NY, 11554
  • Lends in New York
  • We offer a full suite of retail banking products, services and financial solutions for consumers and small businesses. On a monthly basis, our members rate us with high marks for the service we provide to them in meeting their banking needs We encourage you to learn more about our Credit Union and see how we can help improve your financial well-bei

  • Sunrise Mortgage Company Inc
  • 49 Guy Lombardo Avenue, Freeport, NY, 11520
  • Lends in New York
  • We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases

  • Bethpage Federal Credit Union
  • 899 S Oyster Bay Rd, Bethpage, NY, 11714
  • Lends in New York
  • Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.

  • Cliffco Mortgage Bankers
  • 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553
  • Lends in New York
  • Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.

  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Lends in New York
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.

  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • Lends in New York
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.