FHA VS Conventional loan programs in 2026 for Old-Bethpage, Nassau County, New York

For the year 2026, the conventional loan limit in Old-Bethpage, located in Nassau county, NY, is $970,800, whereas the FHA limit for a single-family dwelling is $970,800.

With Lendersa®'s Conventional loan calculator, you can assess today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you identify the best program in NY for your specific financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Old-Bethpage, Nassau County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to these zip codes: 11804

Exploring Conventional and FHA Loan Options in Old-Bethpage, NY

Lendersa® aims to ensure you find the most suitable Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three different starting points that connect you to matching lenders and relevant loan programs.

Lendersa USDA loan request and matches


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