Conventional Vs. FHA Lending requirements Ontario, NY in 2026

For 2026, the Conventional loan limit in the city of Ontario, situated in Wayne county, NY, is $726,200. In contrast, the FHA limit for a single-family house stands at $472,030.

Utilize the Lendersa® Conventional loan calculator for comparing the top rates for Conventional, FHA, and USDA loans today. Assess the income, credit score, reserves, and necessary documents needed to qualify. With this mortgage calculator, you can see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to find the program that best meets your financial needs in NY.

Explore loan options: Conventional and FHA in Ontario, NY

At Lendersa®, we aim to secure the best Conventional, USDA, or FHA loan for you efficiently and hassle-free. Choose from three options to find matching lenders and suitable loan programs.

View USDA loan request and matching results through Lendersa

Ontario Lenders
(585) 282-0960 Lender's profile and map Tier One Mortgage (New York) 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Lends in New York Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
(800) 320-0447 Lender's profile and map Preferred Mortgage Corporation of New York 1674 Empire Blvd, Suite 200, Garden City, NY, 14580 Lends in New York We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
(585) 314-5600 Lender's profile and map Tier One Mortgage, LLC 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Lends in New York Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan
(585) 586-8225 Lender's profile and map Family First of NY Federal Credit Union 2520 Browncroft Boulevard, Rochester, NY, 14625 Lends in New York Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
(585) 325-1760 Lender's profile and map Moneyline New York LLC 502 Audubon Trail, Rochester, NY, 14622 Lends in New York Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(585) 546-4279 Lender's profile and map Rochester & Monroe County Employees Federal Credit Union 460 N Goodman Street, Rochester, NY, 14609 Lends in New York Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
(800) 724-9282 Lender's profile and map Reliant Community Federal Credit Union 10 Benton Pl., Sodus, NY, 14551 Lends in New York Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members' financial lives and exemplifying the credit union philosophy of "people helping people
(585) 737-9273 Lender's profile and map Haus Capital Corporation 383 Park Ave, Suite A, Rochester, NY, 14607 Lends in New York At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
(315) 331-3893 Lender's profile and map NetFunding Corporation 162 Budd Rd, Newark, NY, 14513 Lends in New York NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.