Explore the differences! FHA VS Conventional loan programs in Webster, Monroe County, New York
In the year 2025, the limit for Conventional loans in Webster, within the county of Monroe, in NY, is set at $726,200. On the other hand, the FHA loan limit for a single-family home stands at $472,030. Being aware of these limits is valuable if you are considering purchasing a home or refinancing, as these guidelines affect your borrowing capacity.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's prime rates across Conventional, FHA, and USDA loans. This advanced tool allows you to evaluate the income brackets, credit score requirements, reserves, and documentation necessary to qualify. By presenting Conforming Conventional loans alongside USDA, FHA, and VA loans, you'll clearly see which program in NY is most suitable for your unique financial situation, assisting you in making an informed decision.
Loan Limits and Down Payment Requirements for 2025 in Webster, Monroe, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This comparison table applies specifically to the zip codes: 14580. Knowing the local limits can help in planning your finances and understanding available options.
Exploring Conventional and FHA Loan Options in Webster, NY
The aim of Lendersa® is to streamline your journey in obtaining the best-suited Conventional, USDA, or FHA loans, efficiently and effortlessly. Select any of the three suggested starting points to connect with lenders and explore loan programs matching your unique needs. Whether refinements or new constructions, our approach caters specifically to meet your objectives.
Originally founded in 1936 as First Federal Savings and Loan, The Southern Bank continues its commitment to the customers, employees, and communities it serves. Providing both Personal and Business Banking solutions, The Southern Bank focuses on delivering clear, uncompromising customer service.
Exchange Bank proudly serves as Etowah County’s community bank. Since 1909 we have been an active growing part of this community, committed to meeting the needs of the people. This commitment is as strong today as it was over a century ago when we opened our doors as First State Bank of Altoona.
Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.
"adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
We offer a variety of loan products from construction loans"
Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City
2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders' investments and providing our employees with an excellent opportunity for growth and advancement.
GNB Bank is proud to be a locally and employee owned, community bank with a focus on friendly, personal service from people you know and trust. We take care of the communities we serve – families, small businesses, local agriculture – and we care about you! I invite you to sample the financial services we offer, from loans, insurance
Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.
115 Hardman Avenue South, South Saint Paul, MN, 55075
Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
