In the year 2025, the limit for Conventional loans in Webster, within the county of Monroe, in NY, is set at $726,200. On the other hand, the FHA loan limit for a single-family home stands at $472,030. Being aware of these limits is valuable if you are considering purchasing a home or refinancing, as these guidelines affect your borrowing capacity.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's prime rates across Conventional, FHA, and USDA loans. This advanced tool allows you to evaluate the income brackets, credit score requirements, reserves, and documentation necessary to qualify. By presenting Conforming Conventional loans alongside USDA, FHA, and VA loans, you'll clearly see which program in NY is most suitable for your unique financial situation, assisting you in making an informed decision.
Review loan offers provided by up to 100 different lenders
| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Note: This comparison table applies specifically to the zip codes: 14580. Knowing the local limits can help in planning your finances and understanding available options.
The aim of Lendersa® is to streamline your journey in obtaining the best-suited Conventional, USDA, or FHA loans, efficiently and effortlessly. Select any of the three suggested starting points to connect with lenders and explore loan programs matching your unique needs. Whether refinements or new constructions, our approach caters specifically to meet your objectives.
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