FHA VS Conventional loan programs in 2026 for Pomona, Rockland County, New York

For the year 2026, the Conventional loan cap in Pomona, located in the county of Rockland, NY, stands at $1,089,300, whereas the FHA cap is $1,089,300 for single-family residences.

Harness Lendersa® Conventional loan calculator to evaluate current rates between Conventional, FHA, and USDA options. It will aid in assessing income, credit score, reserves, and required documents for eligibility. Our comprehensive mortgage calculator visually juxtaposes Conforming Conventional, USDA, FHA, and VA offerings, assisting in choosing the most suitable program in NY for your personal finance needs.

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Loan caps and deposit requirements for 2026 in Pomona, the county of Rockland, NY

Loan Category Maximum Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison applies to the following zip codes: 10901

Options for Conventional and FHA loans in Pomona, NY

At Lendersa®, our aim is to expedite and simplify securing the optimal Conventional, USDA, or FHA loan for you. Begin with one of these three options, each guiding you to matched lenders and loan options.

Lendersa USDA loan request results


  • Seabright Mortgage
  • 120 Aviation Way, Suite 6, Watsonville, CA, 95076
  • Seabright Mortgage has provided outstanding mortgage loan service and advice in the greater Santa Cruz area for over twenty years. Combining past experience with acute knowledge of today’s diverse mortgage market, we are able to provide the right mortgage options for our clients while focusing on creating a positive client experience.

  • Prime Home Loans
  • 734 E Lake Ave, Suite 6, Watsonville, CA, 95076
  • Sergio Angeles is the Owner/Broker at Prime Home Loans. Sergio has been in the real estate & lending business for over 17 years. Prime Home Loans is committed to listening to our customers, our employees and our business partners. Their needs and wants are always thoughtfully addressed so that solutions directly impact their desires.

  • Concept Mortgage
  • 821 East Lake Ave, Watsonville, CA, 95076
  • Concept Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • Watsonville Mortgage Company
  • 128 East Beach Street, Watsonville, CA, 95076
  • Lewis Associates is a private mortgage lender licensed by the California Department of Real Estate and the National Mortgage Licensing System. Founded in 1981 by Monte R. Lewis and Michael A. Lewis. Watsonville Mortgage is a private and conventional mortgage lender, servicing the Central Coast area for over 30 years.

  • Sterling Pacific Financial
  • 1205 Freedom Boulevard, Suite #2, Watsonville, CA, 95076
  • Sterling Pacific Financial is a leader in trust deed investing – a simple means for individuals and organizations to invest in real estate loans, earning high returns without proportionately high risk. Led by an investment team of experienced real estate and financial professionals.

  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.

  • Heritage Fund Realty and Investments
  • 21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
  • Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.

  • Diego Jacob Sandoval Capitol Mortgage
  • 1880 N. Main Street, Suite 200, Salinas, CA, 93906
  • We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company

  • Essential Mortgage Solutions Inc
  • 971 North Main St, Suite 209, Salinas, CA, 93906
  • Essential Mortgage Solutions Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Pacific Postal Credit Union
  • 1040 Leigh Ave, San Jose, CA, 95126
  • PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.

  • Amerimac Cal-West Financial
  • 1038 Leigh Ave, Suite 218, San Jose, CA, 95126
  • Amerimac's employees and agents take pride in providing expert knowledge & service to all of our mortgage clients.The average experience of an Amerimac loan agent is over 17 years. Experience really makes the difference in today's difficult real estate & mortgage market.Employees of Amerimac are fully licensed through the Department of Real Estate.

  • Mortgage Magic
  • 1625 The Alameda, Suite 401, San Jose, CA, 95126
  • "Mortgage Magic is a Mortgage Brokerage located in San Jose CA.

    Mortgage Magic began operation on April 1st, 1990.
    Originally we were a one person operation, and on January 16th, 1991 we incorporated with a total capitalization of only $600! This year we will assist almost 700 customers satisfying their mortgage needs!"