FHA VS Conventional loan in Pomona, Rockland County, New York

For the year 2026, the Conventional loan cap in Pomona, located in the county of Rockland, NY, stands at $1,089,300, whereas the FHA cap is $1,089,300 for single-family residences.

Harness Lendersa® Conventional loan calculator to evaluate current rates between Conventional, FHA, and USDA options. It will aid in assessing income, credit score, reserves, and required documents for eligibility. Our comprehensive mortgage calculator visually juxtaposes Conforming Conventional, USDA, FHA, and VA offerings, assisting in choosing the most suitable program in NY for your personal finance needs.

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Loan caps and deposit requirements for 2026 in Pomona, the county of Rockland, NY

Loan Category Maximum Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison applies to the following zip codes: 10901

Options for Conventional and FHA loans in Pomona, NY

At Lendersa®, our aim is to expedite and simplify securing the optimal Conventional, USDA, or FHA loan for you. Begin with one of these three options, each guiding you to matched lenders and loan options.

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Pomona Lenders

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • Lends in New York
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.

  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • Lends in New York
  • BH As a Hard Money Loan Lender, I have built a portfolio
    of 50+ personal private lenders and loan companies,
    making us a trusted resource in the industry. With
    almost a decade of experience, our company has
    successfully facilitated a wide range of loans, catering
    to various needs and situations.
    Because we are not bonded to one specific compa

  • Hudson United Mortgage
  • 95 S. Middletown Road, Nanuet, NY, 10954
  • Lends in New York
  • Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a

  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Lends in New York
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.

  • Embassy Funding LLC
  • 216 Congers Road Suite 3-A, New City, NY, 10956
  • Lends in New York
  • Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida.
    Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.

  • Palisades Credit Union
  • 300 N Middletown Road, Suite 6, Pearl River, NY, 10965
  • Lends in New York
  • Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union