FHA VS Conventional loan in Scarsdale, Westchester County, New York
In 2026, the Conventional loan limit within Scarsdale, in Westchester county, NY, is set at $1,089,300, while the FHA limit for a single-family home is $1,089,300.
Use Lendersa® Conventional loan calculator to compare the top current rates for Conventional, FHA, and USDA loans. This tool assists in determining necessary qualifications, such as income, credit, reserves, and document requirements. It also provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, helping you select the best program in NY for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Scarsdale, Westchester County, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
Note: The comparison table is applicable to these zip codes: 10583
View Conventional and FHA Loan Options in Scarsdale, NY
The aim at Lendersa® is to efficiently provide the best Conventional, USDA, or FHA loans without hassle. Start with one of three paths to find matching lenders and loan programs.
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