FHA VS Conventional loan programs in New-Rochelle, Westchester County, New York
In 2026, the conventional loan limit for New-Rochelle, located in the county of Westchester, NY, is $970,800. Meanwhile, for a single-family home, the FHA limit is $970,800.
Use the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator lets you view Conforming Conventional loans with USDA, FHA, and VA options side by side, assisting you in choosing the most suitable program for your financial situation in NY.
2026 Loan Limits and Down Payment Requirements in New-Rochelle, County of Westchester, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This table applies to the following zip codes: 10804
Explore Conventional and FHA Loan Options in New-Rochelle, NY
The aim of Lendersa® is to connect you with the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths that lead to matching lenders and loan programs.
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