FHA VS Conventional loan programs in 2025 for New-Rochelle, Westchester County, New York

In 2025, Convetional loan limit in New-Rochelle, county of Westchester, NY is $970,800 while FHA limit is $970,800 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in New-Rochelle, county of Westchester, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 10804, 10801, 10805, 10802

Conventional and FHA loan options in New-Rochelle, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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Lendersa USDA loan request and matching results



  • Premiere Mortgage One Company
  • 17800 Woodward Avenue, LL2, Detroit, MI, 48203
  • Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.

  • Buckeye State Bank
  • 9494 Wedgewood Blvd, Powell, OH, 43065
  • Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank

  • BancOhio Financial
  • 271 South Liberty, Powell, OH, 43065
  • At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Lakeside Advantage Mortgage Inc
  • 50712 Van Dyke Avenue, Shelby Township, MI, 48317
  • Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.

  • Younited Mortgage LLC
  • 8641 Hall Road, Suite 4, Utica, MI, 48317
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Fieldstone 1st Mortgage
  • 8344 Hall Rd, Suite 215, Utica, MI, 48317
  • Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.

  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan

  • Sauk Mortgage Group LTD
  • 1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220
  • Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.

  • PLB LENDING, LLC
  • 58069 Van Dyke Rd., Washington, MI, 48094
  • PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.

  • Dante Rosa Home Loans LLC
  • 8155 Annsbury Drive, Suite 102, Shelby Township, MI, 48316
  • For over 25 years, we have been helping families across Michigan achieve their dream of home ownership We specialize in a variety of home loans, including Conventional, FHA, more loan products.Dante Rosa Home Loans, LLC is here for your home loan and mortgage needs, whether it be purchasing the home of your dreams.
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