Explore the differences! FHA VS Conventional loan programs in Schenectady, Schenectady County, New York
In 2025, the conventional loan limit in Schenectady, within the county of Schenectady, NY, amounts to $726,200. On the other hand, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's premium rates for Conventional, FHA, and USDA loans. This tool allows determination of the income, credit, reserves, and documentation needed to qualify. View Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you decide which program in NY best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Schenectady, County of Schenectady, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the zip codes: 12305, 12304, 12307, 12308, 12301, 12325, 12345
Consider Conventional and FHA Loan Options in Schenectady, NY
The goal of Lendersa® is to promptly provide you with the best Conventional, USDA, or FHA loan without hassle. Choose from three starting points to find matching lenders and ideal loan programs.
Precesion Mortgage has a strong reputation as an outstanding mortgage firm in Peoria Arizona, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
"Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.
We are here to help consumers finance the purchase or refinance of residential real estate. DK Home Loans, LLC is licensed in Arizona - MB-0949619, Idaho MBL-2081779290"
Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.
1664 E Florence Blvd, Suite 4-106, Casa Grande, AZ, 85122
Our mission is to help our clients purchase or refinance their dream home with a high level of service. We strive to earn your business and build a long-lasting relationship. 15 years in the lending field
Experts in credit repair at no charge to you
Specializing in hard to do loans
Your loan is our priority
Arizona lender for two decades
211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches
We are a full-service mortgage company based in Phoenix, Tempe, Chandler, Scottsdale, AZ. We specialize in FHA Mortgage and VA Mortgages in Phoenix, Tempe, Chandler, and Scottsdale. We also serve the surrounding cities in Maricopa County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
14780 W Mountain View Blvd, Suite 206, Surprise, AZ, 85374
A leading mortgage company in the Peoria area of Arizona, we are committed to helping people in all stages of their life, find the right mortgage for their home & financial goals. We specialize in helping people buy second/retirement homes, reverse mortgages, & qualifying customers to buy a home or refinance the one they currently live in & love.
Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan
