FHA VS Conventional loan in Sherburne, Chenango County, New York

In 2026, the loan limit for Conventional loans in Sherburne, located in the county of Chenango, NY, is $726,200. For a single-family home, the FHA limit is $472,030.

Employ Lendersa® Conventional loan calculator to effectively compare current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, VA, and Conforming Conventional loans side by side, aiding your decision on the most fitting program for your unique financial circumstances in NY.

Discover and contrast offers from more than 100 lenders

2026 Loan Limits and Down Payment Requirements in Sherburne, Chenango County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 13460

Explore Conventional and FHA Loan Options in Sherburne, NY

Lendersa® aims to swiftly connect you with the most suitable Conventional, USDA, or FHA loan options without hassle. You have three starting options that lead to matching lenders and tailored loan offerings.

Results from Lendersa's USDA loan requests and matches


  • Mohawk Progressive Federal Credit Union
  • 1760 State Street, Schenectady, NY, 12304
  • The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.

  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • United Financial Insurance Group, LLC.
  • 2061 W. La Plume Rd, La Plume, PA, 18440
  • United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.

  • PS Bank PA
  • 76 Church St, Wyalusing, PA, 18853
  • PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.

  • PS Bank
  • 76 Church Street, Wyalusing, PA, 18853
  • PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.

    Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.

  • Saratoga's Community Federal Credit Union
  • 444 Geyser Road, Ballston Spa, NY, 12020
  • Saratoga’s Community Federal Credit Union is a full service; not-for-profit, community focused financial institution. We exist solely to serve our members and our communities by helping them make financial decisions that best meet their individual needs. Our business plan is structured to provide exceptional personal service.

  • STEWART'S FEDERAL CREDIT UNION
  • 2911 State Route 9, Ballston Spa, NY, 12020
  • Stewart’s Federal Credit Union is the result of the efforts of a handful of Stewart’s employees. With the support of our sponsor we have grown to a Credit Union that provides a full range of savings and loan plans to help our employees and their families achieve their financial goals

  • First New York Federal Credit Union
  • 2 Wall St, Albany, NY, 12205
  • First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution

  • CAP COM Federal Credit Union
  • 4 Winners Circle, Albany, NY, 12205
  • CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier

  • Fort Orange Funding
  • 21 Everett Rd. Ext, Albany, NY, 12205
  • Fort Orange Funding, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.

  • OwnersChoice Funding
  • 1021 Watervliet Shaker Road, Albany, NY, 12205
  • Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.