Explore the differences! FHA VS Conventional loan programs in Southport, Chemung County, New York
During 2025, the limit for a Conventional loan in Southport, county of Chemung, NY is defined as $726,200, whereas the FHA loan limit applicable to a single-family home is $472,030. It is essential to understand these limits for any mortgage decision, whether you are buying a new house or refinancing your current mortgage.
Take advantage of the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional vs. FHA vs. USDA loans. This advanced tool helps you determine the income, credit levels, reserves, and documentation you need to qualify. With our comprehensive mortgage calculator, you can view Conforming Conventional loans in comparison to USDA, FHA, and VA options side by side, allowing you to decide which program in NY best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Southport, Chemung County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This comparison table is applicable to these zip codes: 14894, 14871, 14904
Opportunities for Conventional and FHA Loans in Southport, NY
The mission at Lendersa® is to promptly facilitate access to the most competitive Conventional, USDA, or FHA loans, minimizing complications. Begin by choosing from three available pathways that align you with the most suitable lenders and loan programs.
Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
11261 Southwest Parkside Drive, Port Saint Lucie, FL, 34987
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our company offers purchase home loans and refinance mortgage loan products tailored to fit your specific needs. If you're searching for a purchase mortgage or refinance loan, we can help you! Find answers quickly, browse through the helpful information, use the online calculators, answer a few questions.
554 SE Port St Lucie Blvd, Port Saint Lucie, FL, 34984
"We are your local mortgage heroes!
We are a team of problem-solvers.
Knowledgeable, patient, and caring, we are determined to get you approved for your loan and into your home.
As a local mortgage broker, we access to all loan options on the market for you.
We are not restricted to only a handful of programs."
201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.
VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations
Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.
801 10th Street South, Suite 100, Fargo, ND, 58103
F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
