FHA VS Conventional loan programs in Southport, Chemung County, New York

In 2025, Convetional loan limit in Southport, county of Chemung, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Southport, county of Chemung, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14894, 14871, 14904

Conventional and FHA loan options in Southport, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Palmetto First Federal Credit Union
  • 1722 Gregg Avenue, Florence, SC, 29501
  • Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.
  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
  • Associated Mortgage Services, Inc
  • 481 South Pine St., Spartanburg, SC, 29302
  • The Associated Mortgage Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing.
  • The First National Bank of Oneida
  • 18418 Alberta St., Oneida, TN, 37841
  • First National Bank of Oneida is dedicated to building partnerships and supporting progress since 1904. Blessed throughout the years with insightful visionaries and leaders with strong and sound philosophies, First National Bank is not only the oldest bank but also the only locally owned bank in Scott County
  • United Citizens Bank of Southern Kentucky
  • 700 Jamestown Street, Columbia, KY, 42728
  • United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing
  • Bank of Columbia
  • 144 Public Square, Columbia, KY, 42728
  • Bank of Columbia has been serving the community of Adair County since 1866. Our commitment has not changed since the beginning–We want to see our businesses grow and our citizens thrive. We care about the success of our families, farms, local businesses and growing industries because your success is our success.
  • Partnership Financial Credit Union
  • 5940 Lincoln Avenue, Morton Grove, IL, 60053
  • Partnership Financial Credit Union (PFCU) is a member-owned financial institution serving more than 15,000 members. We remain dedicated to maintaining close, personable relationships with our members while delivering the best possible products and services. We strive to offer the most competitive products
  • Northwest Community Credit Union
  • 8930 Waukegan Road, Suite 100, Morton Grove, IL, 60053
  • Northwest Community Credit Union was first organized in 1939 by the members of a church on the northwest side of Chicago. It has since grown into a reliable, trustworthy cooperative with a full breadth of financial services. Our members come from seven towns, thirty parishes and numerous employee groups to work with a partner they trust.