FHA VS Conventional loan programs in 2025 for Elmira-Heights, Chemung County, New York

In 2025, Convetional loan limit in Elmira-Heights, county of Chemung, NY is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Elmira-Heights, county of Chemung, NY

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 14903

Conventional and FHA loan options in Elmira-Heights, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • All American Mortgage Co
  • 575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
  • At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
  • Sun West Mortgage Company, Inc.
  • 360 Central Ave Suite 800, Saint Petersburg, FL, 33701
  • Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
  • Savvy Mortgage Lending
  • 100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
  • Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
  • Gateway Capital Mortgage
  • 11 Beach Drive SE, Saint Petersburg, FL, 33701
  • Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas
  • Twenty First Century Mortgage Services Inc
  • 4350 Duhme Road, Seminole, FL, 33708
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Sea Vista Home Loans
  • 14955 Gulf Blvd, Madeira Beach, FL, 33708
  • Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
  • FBT Mortgage
  • 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
  • FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
  • Express Mortgage llc
  • 604 S 4th St, Van Buren, AR, 72956
  • "Express Mortgage has been serving Arklahoma proudly for over 10 years. We look forward to answering any questions you may have regarding our services. Express Mortgage offers every mortgage product imaginable ... conforming FNMA/FHLMC ... government FHA ... reverse mortgage ... and VA. Our expertise lies in outstanding customer service"
  • Creative Mortgage Lenders
  • PO Box 76482, Saint Petersburg, FL, 33734
  • Our company offers purchase home loans and refinance mortgage loan products tailored to fit your specific needs. If you're searching for a purchase mortgage or refinance loan, we can help you! Find answers quickly, browse through the helpful information, use the online calculators, answer a few questions.
  • Reliance Mortgage Funding LLC
  • 11261 Southwest Parkside Drive, Port Saint Lucie, FL, 34987
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • We Save Loans
  • 554 SE Port St Lucie Blvd, Port Saint Lucie, FL, 34984
  • "We are your local mortgage heroes! We are a team of problem-solvers. Knowledgeable, patient, and caring, we are determined to get you approved for your loan and into your home. As a local mortgage broker, we access to all loan options on the market for you. We are not restricted to only a handful of programs."