FHA VS Conventional loan programs in 2025 for Spring-Valley, Rockland County, New York

In 2025, Convetional loan limit in Spring-Valley, county of Rockland, NY is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Spring-Valley, county of Rockland, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 10952, 10977

Conventional and FHA loan options in Spring-Valley, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!
  • Premier Credit Union Credit Union of Des Moines
  • 800 9th Street, Des Moines, IA, 50309
  • Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
  • Bankers Trust Company
  • 453 7th St, Des Moines, IA, 50309
  • For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
  • Gooi Mortgage, Inc
  • 400 Locust St, Suite 330, Des Moines, IA, 50309
  • The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes. We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
  • Serve Credit Union
  • 423 East Court Avenue, Des Moines, IA, 50309
  • Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families
  • Mortgage Avenue
  • 255 1st Ave E, Shakopee, MN, 55379
  • Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,
  • NorthStar Lending LLC
  • 10235 Harney Road, Thonotosassa, FL, 33592
  • We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
  • One Source Mortgage
  • 1200 SW State St, Ankeny, IA, 50023
  • One Source Mortgage, Inc. Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
  • MBT Bank
  • 245 East J Street, Forest City, IA, 50436
  • Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions
  • Des Moines Metro Credit Union
  • 100 University Avenue, Des Moines, IA, 50314
  • Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
  • Central Bank
  • 20701 Bruce B Downs Boulevard, Tampa, FL, 33647
  • Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service
  • Naviagtor Lending Solutions
  • 5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
  • Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.