Explore the differences! FHA VS Conventional loan programs in Stillwater, Saratoga County, New York
In 2025, Convetional loan limit in Stillwater, county of Saratoga, NY is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.
2025 loan limits and downpayment requirments in Stillwater, county of Saratoga, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 12866, 12170, 12118
Conventional and FHA loan options in Stillwater, NY
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
We provide traditional mortgages to purchase or refinance your property in Florida, but we are also specialists in complicated loans, such as condo financing, self-employed borrowers, foreign nationals, stated income loans for investors, first time homebuyers and all types of up and coming mortgage financing available.
300 71st Street, Suite 445, Miami Beach, FL, 33141
Southeast Bankers Mortgage Corporation is committed to providing our clients with the best financial services and solutions in Florida. We pride ourselves on helping clients take their first steps into homeownership and guiding them to find the lowest rates available on the market.
8410 Northeast 1st Place, Suite 100, Miami, FL, 33138
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Preferred Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
7100 Biscayne Boulevard, Suite 206, Gulf Breeze, FL, 33138
"First Trust Capital has been in business for many years. We specialize in residential and commercial loans targeting a broad range of customers. We can fund loans anywhere in the state of Florida. We have access to a number of lenders and offer the most variety in loan programs.Established in 1992.
Swiftlend.com Mortgage is the local mortgage company clients come for cutting edge mortgage rates with great service and knowledge of the local market. We specialize in Condominium Financing, Conventional, FHA and Private mortgages. We’ve been true to this commitment since our inception and continue to provide great.
JetStream Federal Credit Union has provided quality financial services to its members, earning a reputation of excellence and achievement. JetStream Federal Credit Union; a low income designated credit union with 75% of our members in Miami Dade County and Puerto Rico residing in low income zip codes.
