FHA VS Conventional loan programs in Stillwater, Saratoga County, New York
In 2025, the Conventional loan limit in Stillwater, which is in Saratoga, NY, is $726,200. For a single-family home, the FHA limit is set at $472,030.
With the Lendersa® Conventional loan calculator, compare the best rates available today for Conventional, FHA, and USDA loans. Check the necessary income, credit, reserves, and documents needed for your qualification. Our comprehensive mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans to aid your decision on the best program in NY for your particular financial requirements.
2025 Loan Limits and Down Payment Requirements in Stillwater, Saratoga, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table applies to these zip codes: 12866, 12170, 12118
Conventional and FHA Loan Options in Stillwater, NY
Lendersa® is committed to securing the most suitable Conventional, USDA, or FHA loans for you swiftly and easily. Choose from three different starting points that lead to connecting with matching lenders and loan programs.
We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.
1098 Herrington Road, Suite 13, Lawrenceville, GA, 30044
MH Insurance Agency offers my clients great coverage at the best prices. I work with numerous insurance companies with various coverage areas, ranging from home and auto insurance to health and property coverage, so no matter what your insurance needs are, I have you covered. In addition, I speak both English and Spanish.
258 Village Square, Suite 200, Pleasant View, TN, 37146
AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified
Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities.
We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher
November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.
8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
Our mission is to build generational wealth through home ownership. The MCCA vision is to offer our clients more than just mortgage loan options, but financial advice, innovative solutions and advocacy. We help our clients make real estate decisions and purchases that will bring sustainable wealth for generations to come.
