Explore the differences! FHA VS Conventional loan programs in Stillwater, Saratoga County, New York
In 2025, the Conventional loan limit in Stillwater, which is in Saratoga, NY, is $726,200. For a single-family home, the FHA limit is set at $472,030.
With the Lendersa® Conventional loan calculator, compare the best rates available today for Conventional, FHA, and USDA loans. Check the necessary income, credit, reserves, and documents needed for your qualification. Our comprehensive mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans to aid your decision on the best program in NY for your particular financial requirements.
2025 Loan Limits and Down Payment Requirements in Stillwater, Saratoga, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table applies to these zip codes: 12866, 12170, 12118
Conventional and FHA Loan Options in Stillwater, NY
Lendersa® is committed to securing the most suitable Conventional, USDA, or FHA loans for you swiftly and easily. Choose from three different starting points that lead to connecting with matching lenders and loan programs.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
120 Northeast 51st Street, Fort Lauderdale, FL, 33334
Our loan officers are nationally registered and state licensed ensuring you are working with a mortgage professional who knows the market, Florida and National lending laws, and maintains the professional standards required the National Mortgage Licensing System and Florida Office of Financial Regulation.
1400 E Oakland Park Blvd, Suite 101A, Oakland Park, FL, 33334
O’Brien Financial Group of Fort Lauderdale has successfully helped many South Florida residents save money on their home financing. Whether you are looking to refinance your current home loan or a first time buyer/investor, the knowledgeable and skilled team at O’Brien Financial Group, Inc. has the experience and dedication needed.
6300 NE 1st Ave, Suite 201, Fort Lauderdale, FL, 33334
CT Capital offers hard money bridge loans for non-conforming loans real estate projects and other business asset financing and consulting. CT is located in Fort Lauderdale and serves borrowers directly as well through brokers. We offer many hard money services, others simply cannot provide.
120 E. Oakland Park Blvd. Suite 107, Fort Lauderdale, FL, 33334
Our professional staff has the expertise in the mortgage lending business to help you along the way.Parklane Equity we specialize in Hard Money Loans.We will work to discuss all of your home loan options.Conventional, FHA, VA, Alt A and Investor Rehab Financing Available. Please call Andrew Paleias or Wendy Tyler at 954-568-9045
Refresh Funding is a innovative, licensed lender whose goal is to provide funding solutions for real estate that traditional banks just don’t do. We like to think “outside the box” and are excited to bring our years of knowledge in the alternative lending space to real estate funding solutions.
4154 Erindale Drive North, North Fort Myers, FL, 33903
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes
