FHA VS Conventional loan programs in Greenfield, Saratoga County, New York

For the year 2025, the conventional loan cap in Greenfield, located in the county of Saratoga, NY, is set at $726,200, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates across Conventional, FHA, and USDA options, and to ascertain the necessary income, credit, reserves, and documents for qualification. Our premier mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to choose the most suitable program for your financial circumstances in NY.

Examine loan offers from a pool of 100 lenders

Loan maximums and down payment needs in Greenfield, county of Saratoga, NY for 2025

Loan Type Loan Cap Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is valid for zip codes: 12833, 12859, 12850

Conventional and FHA loan opportunities in Greenfield, NY

The intention of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loans quickly and without stress. Opt for one of the three initial actions that lead to compatible lenders and loan programs.

Lendersa facilitating USDA loan request and matching results


  • Purelend Mortgage, LLC
  • 1333 Corporate Drive, Suite 108, Irving, TX, 75038
  • Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
  • PHH Mortgage Corporation
  • 1431 Greenway Dr, Irving, TX, 75038
  • PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
  • The City National Bank and Trust Company of Lawton, Oklahoma
  • 500 SW D Ave, Lawton, OK, 73502
  • Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.
  • Open House Mortgage Corporation
  • 2121 West Airport Freeway, Suite 550, Irving, TX, 75062
  • Open House Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • PETRA MORTGAGE
  • 4425 W Airport Freeway, Suite 236, Irving, TX, 75062
  • At Petra Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Irving City Employees Federal Credit Union
  • 1408 W Pioneer Drive, Irving, TX, 75061
  • Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.
  • Dynamic Mortgage Limited Liability Company
  • 1400 West Irving Boulevard, Suite 400C, Irving, TX, 75061
  • Sandra B Manglona President of Dynamic Mortgage LLC Another wizard from the financing world, Sandra B Manglona, has her awesome manner of telling things about herself without bragging too much; Our company offers are extend variety of Mortgage Products as follow: FHA Loans, Conventional, Conventional High Balance
  • Corner Stone Credit Union
  • 130 Historic Town Square, Lancaster, TX, 75146
  • Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union