Explore the differences! FHA VS Conventional loan programs in Triangle, Broome County, New York

For the current year, 2026, the conventional loan cap in Triangle, situated in Broome, NY, stands at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the most competitive rates available today between Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in determining which program aligns with your financial objectives in NY.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Triangle, Broome, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 13862

Evaluating Conventional and FHA Loan Choices in Triangle, NY

At Lendersa®, we strive to quickly facilitate the acquisition of an optimal Conventional, USDA, or FHA loan with no hassle. Choose one of the three pathways to connect with matching lenders and loan programs.

Outcomes for Lendersa USDA loan requests and matchings


  • SUCCESS MORTGAGE, LLC
  • 508 Front Royal Pike, Winchester, VA, 22602
  • SUCCESS MORTGAGE, LLC believe in working hard to get the job done. Our leaders set the example, and it’s this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.

  • Integrity Home Mortgage Corp.
  • 122 Pilot Circle, Winchester, VA, 22602
  • IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.

  • New Alliance FCU
  • 835 Merchant Street, Ambridge, PA, 15003
  • Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.

  • HarborOne Bank
  • 770 Oak St, Brockton, MA, 02301
  • HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester

  • MDO Mortgage LLC
  • 10 Bremen Street, 2nd Floor, East Boston, MA, 02128
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Colonial Federal Savings Bank
  • 15 Beach Street, Quincy, MA, 02170
  • Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.

  • Barry Rabinovitz - Classic Homes Real Estate
  • 12 Beach St, Quincy, MA, 02170
  • Classic Homes Real Estate is a well established (over 33 yrs), successful, independently owned and operated full service residential real estate agency.
    We are not a traditional “cookie cutter” real estate agency. Even our office is different. We’ve restored a residential home in the heart of Wollaston Center, and filled it with a caring.

  • The Mortgage Market of Delaware
  • 34011 Wescoats, Rdlewes, DE, 19958
  • "Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
    operated family business specializing in residential and commercial real estate lending.
    We work with 20 national mortgage lenders and financial institutions so we

    can assist almost any borrower. If we can't do the loan, it probably can't be done!"