FHA VS Conventional loan in Greene, Chenango County, New York
In 2026, the loan limit for conventional loans in Greene, part of Chenango county, NY, is $726,200, while for a single-family home, the FHA limit is set at $472,030. Understanding these limits is crucial for future homeowners planning their purchase strategies in these areas.
Use Lendersa®'s Conventional loan calculator to evaluate today's leading rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our comprehensive mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loan options side by side, assisting you in deciding which program in NY best suits your specific financial requirements.
Loan Limits and Downpayment Requirements for 2026 in Greene, Chenango County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 13778
Available Conventional and FHA Loan Options in Greene, NY
The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans efficiently and with ease. Choose one of three starting options to connect with matching lenders and loan programs suited to your needs.
Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.
The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.
Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum.
Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
Crouse Federal Credit Union was organized in 1978 by a group of ambitious Crouse Irving Memorial Hospital employees who wanted to create a safe place for fellow employees to borrow and save at fair rates and with confidentiality. Unlike any other financial institution, a credit union is owned and controlled by the people it serves.
