Explore the differences! FHA VS Conventional loan programs in Union, Broome County, New York
In 2025, the limit for a Conventional loan in Union, within Broome county, NY, is set to $726,200. The FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate and compare today's top rates among Conventional, FHA, and USDA loans. This advanced tool analyzes your income, credit, reserves, and documentation required for qualification. You can review Conforming Conventional loans along with USDA, FHA, and VA options to decide which program in NY suits your financial circumstances best.
2025 Loan limits and down payment requirements in Union, Broome county, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table information applies to zip codes: 13760, 13790, 13737, 13761, 13762, 13763
Options for Conventional and FHA loans in Union, NY
Lendersa® is dedicated to helping you quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Begin by selecting one of three initial pathways to discover matching lenders and tailored loan programs.
Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.
Hunt Mortgage Services places great importance on operating with integrity. All clients are treated fairly and in an ethical manner. Hunt Mortgage Services pride themselves on being knowledgeable about the products they offer. Our vast experience is most notable with the Bank Statement, FHA 203k (rehab) and Section 184 Indian Home Loan products.
Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
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WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.
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