In 2026, the conventional loan limit for Johnson-City in Broome county, NY, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the best rates between Conventional, FHA, and USDA loans available today. Evaluate the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA, aiding you in determining which program in NY suits your specific financial circumstances best.
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
The comparison table is specific to the following zip codes: 13790
Lendersa® aims to provide rapid, hassle-free access to the best Conventional, USDA, or FHA loans available. Choose one of three pathways to reach matched lenders and loan programs.
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