Explore the differences! FHA VS Conventional loan programs in Whitestown, Oneida County, New York
In the year 2025, the loan limit for Conventional financing in Whitestown, located in Oneida county, NY, is $726,200. The FHA loan limit for a single-family home in the same area is $472,030.
Use the Lendersa® Conventional loan calculator to assess and compare current best rates for Conventional, FHA, and USDA loans. Discover the income, credit requirements, reserves, and documentation required for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, guiding you to choose the best program within NY that fits your financial situation.
2025 Loan Limits and Downpayment Requirements in Whitestown, County of Oneida, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for zip codes: 13424, 13492, 13495, 13417
Options for Conventional and FHA Loans in Whitestown, NY
The primary goal of Lendersa® is to facilitate a quick and easy process for obtaining the most suitable Conventional, USDA, or FHA loan. You can begin with one of three pathways that align with matching lenders and appropriate loan programs.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
APCU was chartered in 1925 as the state’s first not-for-profit financial institution. Like all credit unions, APCU is a member owned cooperative. As a non-profit organization, we return profits to our members in the form of better rates and fewer fees. Once a member, you’re always a member, even if you change employers, retire, or relocate.
CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home
Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force).
In 1871, a rear corner of the building was partitioned off
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.
