FHA VS Conventional loan programs in Yorkshire, Cattaraugus County, New York
In 2026, the loan limit for Conventional loans in Yorkshire, within Cattaraugus county, NY, is $726,200. For a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents needed for qualification. Our comprehensive mortgage calculator allows you to view side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA, helping you choose the best program for your financial needs in NY.
2026 Loan Limits and Down Payment Requirements in Yorkshire, Cattaraugus County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to these zip codes: 14042
Available Conventional and FHA Loan Options in Yorkshire, NY
Lendersa® is dedicated to finding you the optimal Conventional, USDA, or FHA loan quickly and hassle-free. Choose from three starting points that align you with lenders and suitable loan programs.
Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our members succeed and increase their financial strength The year was 1952. The place was at the Orchard Park High School. Several employees were gathered, earnestly discussing ways to help school employees
At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
Nickel City Funding is Western New York’s premier mortgage broker. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you’re in Amherst, Orchard Park, North Tonawanda or East Aurora, NY, we’ve got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts.
