FHA VS Conventional loan programs in 2025 for Franklinville, Cattaraugus County, New York
For the year 2025, the conventional loan limit in Franklinville, located in the county of Cattaraugus, NY, is set at $726,200. In contrast, the FHA loan cap for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess current rates for Conventional, FHA, and USDA loans, and to understand the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator enables you to look at Conventional Conforming, USDA, FHA, and VA loans side by side, facilitating your financial decision-making in NY.
2025 loan limits and down payment requirements in Franklinville, Cattaraugus county, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table pertains to the zip codes: 14737
Conventional and FHA loan alternatives in Franklinville, NY
Lendersa® aims to swiftly and seamlessly connect you with optimal loan opportunities—be it Conventional, USDA, or FHA. Start with one of our three pathways to match with lenders and suitable loan plans.
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