FHA VS Conventional loan programs in 2026 for Austintown, Mahoning County, Ohio
During 2026, the Conventional loan limit in the county of Mahoning, situated in Austintown, OH, is established at $726,200. Meanwhile, the FHA loan cap for a single-family home is $472,030.
The Lendersa® Conventional loan calculator allows you to compare today's best rates for Conventional, FHA, and USDA loans. This tool helps you identify the income, credit, reserves, and documentation needed for qualifying. Our advanced mortgage calculator lets you view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program in OH for your specific financial situation.
Loan Limits & Down Payment Requirements in Austintown, Mahoning, OH for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable for the following zip codes: 44515
Conventional and FHA Loan Options in Austintown, OH
The main objective of Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loans swiftly and without complication. You can start with any of three pathways that connect you with matching lenders and loan options.
1690 South Canfield Niles Road, Youngstown, OH, 44515
Lends in Ohio
ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
Lends in Ohio
First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.
DOY confines its lending to its own creditworthy members
Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.
Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
