Explore the differences! FHA VS Conventional loan programs in Niles, Trumbull County, Ohio

In 2025, the limit for a Conventional loan in Niles, located in Trumbull county of OH, is $726,200. The FHA loan cap, on the other hand, is set at $472,030 for single-family homes.

Leverage the Lendersa® Conventional loan calculator to evaluate current Conventional, FHA, and USDA rates. Determine the income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, to help you find the suitable option in OH for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Niles, Trumbull, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 44446

Explore Conventional and FHA Loan Options in Niles, OH

Lendersa® is dedicated to securing for you the best Conventional, USDA, or FHA loan options promptly and with ease. Choose one of three initiation paths leading to matched lenders and programs.

Results from Lendersa's USDA loan requests and matches


  • Team Get It Done
  • 105 South Main Street, Suite L, Mayville, WI, 53050
  • Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.
  • FIRST HOMELAND MORTGAGE, LLC
  • 345 Hillwinds Road, Brattleboro, VT, 05301
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Members 1st Credit union
  • 10 Browne Court, Brattleboro, VT, 05301
  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
  • THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
  • 221 Main Street, Brattleboro, VT, 05301
  • Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service
  • FIRST CHOICE MORTGAGE SERVICES, LLC
  • 139 Main Street, Suite 615, Brattleboro, VT, 05301
  • First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.
  • USA Mortgage Network, Inc.
  • 1333 Boston Road, Springfield, MA, 01119
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.
  • Field & Main Bank
  • 140 North Main Street, Henderson, KY, 42420
  • At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
  • Pro Mac Real Estate and Lender Services
  • 76 Center Street, Waterbury, CT, 06072
  • Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
  • Illinois State Credit Union
  • 1309 S. Center Street, Normal, IL, 61761
  • Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
  • Nile Mortgage LLC
  • 1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
  • "We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together. Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
  • Ryan Mortgage LLC
  • 11 South Main Street, Marlborough, CT, 06447
  • "Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan. Our goal is to put you in the home of your dreams while taking care of your long term financial health."