Explore the differences! FHA VS Conventional loan programs in Bedford-Heights, Cuyahoga County, Ohio

In 2025, the Conventional loan limit applicable in Bedford-Heights, situated in the county of Cuyahoga, in the state of OH, is $647,200, whereas the FHA limit for a single-family home is $420,680.

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The Lendersa® Conventional loan calculator is a tool you can use to compare the top rates available today for Conventional, FHA, and USDA loans, while figuring out the required income, credit score, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to determine which program in OH suits your financial needs best.

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Loan Limits and Downpayment Requirements for 2025 in Bedford-Heights, Cuyahoga, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table is applicable to the following zip codes: 44146

Exploring Conventional and FHA Loan Options in Bedford-Heights, OH

The aim of Lendersa® is to provide you with the very best Conventional, USDA, or FHA loan options quickly and free of hassle. Choose one of three starting points to connect with matching lenders and loan programs.

  1. Submit an ultimate request for optimized Conventional/USDA/FHA loans
  2. Research FHA, USDA, and Conventional rates & terms first
  3. Access the largest Conventional lenders database
Lendersa - Results from USDA loan request and matches



  • Bayard Business Capital and Consulting Inc.
  • 4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
  • Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.

  • St. Louis Community Credit Union
  • 3651 Forest Park Ave, Saint Louis, MO, 63108
  • St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.

  • Polaris Mortgage Group, LLC
  • 581 Riverside Drive, Thompson, CT, 06255
  • Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!

  • Together Credit Union
  • 423 Lynch Street, Saint Louis, MO, 63118
  • Together Credit Union (formerly Anheuser-Busch Employees' Credit Union and affiliates, American Eagle Credit Union and Purina Credit Union) provides financial services and guidance to help over 133, 000 members nationwide achieve their best life.We are a $1.98 billion asset, full-service financial institution with 30 branches across the nation.

  • WCCU Credit Union)
  • 501 North Main Street, Westby, WI, 54667
  • WCCU is here to help you spend, save, manage, invest and make money. Our goal is to facilitate financial stability in your life. Let us help aid you in finding the right checking account, the right loan and the right budget for you and your family’s life and financial well being. If you’re not a member of WCCU, apply for membership today

  • Marine Bank & Trust
  • 507 Main St., Augusta, IL, 62311
  • Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.

  • Academy Mortgage Corporation
  • 164 S Main Street, Barre, VT, 05641
  • Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives

  • Destiny Mortgage Lending
  • Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
  • Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Union Bank
  • 20 Lower Main St, Morrisville, VT, 05661
  • Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.

  • F&M Bank & Trust
  • PO Box 928, Burlington, IA, 52601
  • Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else. Farmers & Merchants Savings Bank was chartered on March 1, 1916.
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