FHA VS Conventional loan in Berea, Cuyahoga County, Ohio

For the year 2025, Berea in Cuyahoga county, OH, features a conventional loan limit of $726,200, with the FHA cap set at $472,030 for single-family dwellings.

Use the Lendersa® Conventional loan calculator to weigh today's top rates: Conventional vs. FHA vs. USDA. Determine the income, credit, reserves required, and the documentation needed to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, guiding you to identify the most suitable program in OH for your financial situation.

Investigate loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Berea, Cuyahoga, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table is relevant for the zip codes: 44017

Explore Conventional and FHA Loan Options in Berea, OH

Lendersa® aims to swiftly connect you with the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting paths that align you with lenders and fitting loan programs.

Lendersa USDA loan request and result matching


  • iEccentric Realty and Mortgage
  • 1613 Chelsea Road, Suite 325, San Marino, CA, 91108
  • "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following: 10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
  • Transpac Investment Corp.
  • 9800 Valley Boulevard, Rosemead, CA, 91770
  • Transpac Investment Corp, started by a husband and wife duo, has been helping the Southern California area since 1998. Since then we have helped thousands of borrowers with all types of financial situations purchase and refinance their homes! We work with both english and mandarin speakers, helping a range of clients
  • Home Loan Enterprise
  • 5151 California Ave, Suite 100, Irvine, CA, 92617
  • Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.
  • Kertin Mortgage Group
  • 5151 California Avenue, Suite 100, Irvine, CA, 92617
  • We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.
  • Lending Enterprise
  • 7007 Washington Ave, Suite 311, Whittier, CA, 90602
  • Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
  • Legacy Capital Funding
  • 7007 Washington Ave, Suite 301, Whittier, CA, 90602
  • Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
  • Nationwide Home Loans
  • 8152 Painter Avenue, Suite 200, Whittier, CA, 90602
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • Your Mortgage Expert
  • 12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
  • We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
  • Vesta Capital Inc
  • 10555 Stanford Avenue, Garden Grove, CA, 92840
  • Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following: Residential, investment, and commercial real estate Market trends The real estate buying and selling process.
  • Best Finance Capital
  • 12966 Euclid St., Suite 220, Garden Grove, CA, 92840
  • Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
  • Able Financial Corp
  • 12465 LEWIS ST. STE. 203, Garden Grove, CA, 92840
  • At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.