FHA VS Conventional loan programs in Bucyrus, Crawford County, Ohio

In 2026, the conventional loan threshold in Bucyrus, located in Crawford county, OH is set at $726,200, whereas the FHA cap is $472,030 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to contrast today's Conventional against FHA and USDA prime rates, as well as evaluating the necessary income, credit, savings, and paperwork to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans side by side with USDA, FHA, and VA options, assisting you in selecting the most suitable program in OH for your financial needs.

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2026 loan thresholds and downpayment criteria in Bucyrus, within Crawford county, OH

Loan Category Max Limit Initial Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details in the comparison table apply to these zip codes: 44820

Explore Conventional and FHA loan choices in Bucyrus, OH

The aim of Lendersa® is to secure you the most favorable Conventional, USDA, or FHA loan quickly and with ease. Choose from three starting options that align you with matching lenders and loan programs.

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Bucyrus Lenders

  • FC Bank, a division of CNB Bank
  • 105 Washington Square, Bucyrus, OH, 44820
  • Lends in Ohio
  • As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,

  • Lighthouse Commercial Mortgage
  • 119 S. Sandusky Ave, Bucyrus, OH, 44820
  • Lends in Ohio
  • Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work

  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Lends in Ohio
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.

  • The First Citizens National Bank of Upper Sandusky
  • 100 N Sandusky Ave, Upper Sandusky, OH, 43351
  • Lends in Ohio
  • During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.

  • Pillar Credit Union
  • 300 Barks Rd, Marion, OH, 43302
  • Lends in Ohio
  • Pillar Credit Union is a member-owned and member-governed financial institution. Since its formation in 1960, we have grown into a full-service, not-for-profit financial cooperative Our friendly convenient services are available to anyone who works or lives in Marion, Morrow, Crawford, Wyandot, Richland, and Hancock County.

  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • Lends in Ohio
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"

  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • Lends in Ohio
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances

  • Mechanics Bank
  • 2 South Main Street, Mansfield, OH, 44902
  • Lends in Ohio
  • Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.

  • McGregor Mortgage, LLC
  • 13 Park Avenue West, Suite 307, Mansfield, OH, 44902
  • Lends in Ohio
  • McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner