In 2026, the Conventional loan limit in Shelby, located in Richland county, OH, is $726,200, while the FHA limit is $472,030 for a single-family home.
Use the Lendersa® Conventional loan calculator to explore today's top rates for Conventional, FHA, and USDA loans. Identify the needed income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the program that best matches your financial circumstances in OH.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison is applicable to zip codes: 44875
The goal of Lendersa® is to find you the best available Conventional, USDA, or FHA loan quickly and with ease. Start by selecting one of the three options to connect with matching lenders and loan programs.
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