Explore the differences! FHA VS Conventional loan programs in Fairfield, Butler County, Ohio

In the year 2025, the Conventional loan limit within Fairfield, located in the county of Butler, OH, is set at $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Employ the Lendersa® Conventional loan calculator to evaluate and compare prices for Conventional, FHA, and USDA loans today. Identify the necessary income, credit, reserves, and documents required for qualifying. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, facilitating a decision on the best program in OH for your specific financial situation.

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2025 loan limits and down payment requirements in Fairfield, Butler, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Please note: The comparison table applies to zip codes: 45014

Diverse Loan Programs in Fairfield, OH

Lendersa® strives to swiftly connect you with the most suitable Conventional, USDA, or FHA loan options, eliminating unnecessary difficulties. Choose from three essential paths, leading to appropriate lender and loan program matches.

Lendersa USDA loan request and matching results


  • Members Mortgage Services, LLC
  • 200 East 1st Avenue, Hutchinson, KS, 67501
  • Members Mortgage Services connects Credit Unions and their members with competitive mortgage loan products.MMS is owned by a cooperative group of Credit Unions.Together, we are committed to helping our partners & their members with all their home lending needs.Once a home loan is closed, Members Mortgage Services’ support team is easily accessible.
  • The Stock Exchange Bank, Caldwell, Kansas
  • 103 South Main Street, Caldwell, KS, 67022
  • The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
  • Lowell Firefighters Credit Union
  • 642 Chelmsford Street, Lowell, MA, 01851
  • The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success
  • A M Mortgage Brokers
  • 132 S. Main Ave, Taylor, PA, 01851
  • AM Mortgage Brokers Inc, is a family run business, with strong ties to the local community. Our low overhead allows us to out price our competition. We guarantee to offer you better service and more affordable loan programs than the larger mortgage brokerages or banks. Our competitors’ high operating costs.
  • Granite State Credit Union
  • 1415 Elm Street, Manchester, NH, 03101
  • Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union. Members enjoy a variety of financial products and services that reach beyond savings
  • Breeze Financial LLC
  • 1001 Elm Street, Suite 401, Manchester, NH, 03101
  • Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
  • Insight Mortgage Corp.
  • 66 Hanover St, Suite 302, Manchester, NH, 03101
  • At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
  • HarborOne Mortgage
  • 650 Elm Street, 6th Floor, Manchester, NH, 03101
  • HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
  • American Mortgage Resource Inc
  • 2 Winter Street, Suite 202, Waltham, MA, 02451
  • American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
  • Independence Mortgage Group LLC
  • 318 Bear Hill Road, Suite 11, Waltham, MA, 02451
  • Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.