FHA VS Conventional loan in Howland-Center, Trumbull County, Ohio

In the year 2026, the conventional loan limit in Howland-Center, situated within Trumbull county of OH, is $647,200, whereas the FHA loan limit specifically for a single-family residence is $420,680. These limits are critical benchmarks for potential homebuyers, guiding them through their financial planning and mortgage options in this region.

Utilize the Lendersa® Conventional loan calculator, which is an excellent tool for comparing today's leading rates between Conventional, FHA, and USDA loan options. It is designed to help determine the essential income, credit qualifications, reserves, and the necessary documentation required for eligibility. With our advanced and comprehensive mortgage calculator, you can view Conforming Conventional loans side by side with USDA, FHA, and VA loan options, allowing you to carefully decide which program in OH best suits your financial situation.

Begin exploring and comparing loan offers from a wide selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Howland-Center, within the county of Trumbull, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These limits and requirements apply to the following ZIP codes: 44484

Exploring Various Conventional and FHA Loan Options in Howland-Center, OH

The goal of Lendersa® is to promptly provide you with the optimal Conventional, USDA, or FHA loan solutions, ensuring a hassle-free experience. Choose one of three foundational starting points that aim to match you with the most suitable lenders and customized loan programs based on your individual needs and preferences.

Lendersa USDA loan request and matching results


Howland-Center Lenders

  • ASECU
  • 1690 South Canfield Niles Road, Youngstown, OH, 44515
  • Lends in Ohio
  • ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.

  • DOY Federal Credit Union
  • 1500 Gypsy Lane, Youngstown, OH, 44505
  • Lends in Ohio
  • DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.

    DOY confines its lending to its own creditworthy members

  • Valley Economic Development Partners
  • 4319 Belmont Ave, Youngstown, OH, 44505
  • Lends in Ohio
  • Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.

  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • Lends in Ohio
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.

  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • Lends in Ohio
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional

  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Lends in Ohio
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial

  • Ameristate Mortgage LLC
  • 89 North Main Street, Suite 2, Poland, OH, 44514
  • Lends in Ohio
  • Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome

  • The Andover Bank
  • 19 Public Square, Andover, OH, 44003
  • Lends in Ohio
  • In 1884, just one year after the founding of Andover, Ohio, a group of individuals organized a private bank under a partnership association. The mission of the bank was to serve the financial needs of the local residents.

    For one hundred and thirty five years later, the role of the Andover Bank has remained basically unchanged