FHA VS Conventional loan programs in Jamestown, Greene County, Ohio

For the year 2026, the limit for Conventional loans in Jamestown, located in the county of Greene, OH, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. These limits are crucial for potential homeowners looking to finance through these programs.

Utilize the Lendersa® Conventional loan calculator to evaluate today’s best rates across Conventional, FHA, and USDA loans. It helps you determine qualifying income, credit, reserves, and necessary documents. With our sophisticated tool, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in choosing the best program in OH for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Jamestown, County of Greene, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 45335

Options for Conventional and FHA Loans in Jamestown, OH

Lendersa®'s primary mission is to facilitate your access to the best possible Conventional, USDA, or FHA loans quickly and without undue stress. Choose from three different starting points to identify lenders and loan programs that suit your needs.

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Jamestown Lenders

  • YS Federal Credit Union
  • 217 Xenia Avenue, Yellow Springs, OH, 45387
  • Lends in Ohio
  • Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,

  • Liberty Savings Bank
  • 3435 Airborne Rd, Suite B, Wilmington, OH, 45177
  • Lends in Ohio
  • Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.

  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Lends in Ohio
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more

  • Wright-Patt Credit Union
  • 1506 N Fairfield Rd, Beavercreek, OH, 45432
  • Lends in Ohio
  • Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.

  • IH Credit Union
  • 5000 Urbana Road, Springfield, OH, 45502
  • Lends in Ohio
  • The IH Credit Union, Inc. was organized in 1934 as a State Chartered Credit Union and is a non-profit corporation whose purpose is to serve the financial needs of its members, who are also owners. When a person opens a share account, he or she actually purchases a "share" in the cooperative.

  • myCUmortgage
  • 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
  • Lends in Ohio
  • myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union

  • KH Credit Union
  • 7740 Paragon Road, Dayton, OH, 45459
  • Lends in Ohio
  • At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.

  • Dayton Capital Partners
  • 2702 Linden Ave #102, Dayton, OH, 45410
  • Lends in Ohio
  • Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings

  • Universal 1 Credit Union
  • 1 River Park Dr, Dayton, OH, 45409
  • Lends in Ohio
  • Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.