FHA VS Conventional loan programs in 2025 for Wilmington, Clinton County, Ohio
As we look at 2025, the Conventional loan limit in Wilmington, situated in the county of Clinton, OH, has been set at $726,200. In contrast, for single-family homes, the FHA loan limit has been defined at $472,030. These limits are crucial as they help potential homebuyers understand the extent of finance available depending on their choice and eligibility criteria.
Utilize the Lendersa® Conventional loan calculator to analyze today's leading rates across Conventional, FHA, and USDA loans, essential for comparing financial opportunities. This tool helps to determine the required income levels, necessary credit scores, financial reserves, and the documentation necessary for qualifying in different loan categories. Equipping borrowers with an advanced mortgage calculator enables a comprehensive side-by-side review of the Conforming Conventional loans, USDA, FHA, and VA options, which significantly aids in selecting the most appropriate program for their specific financial needs in OH.
Understanding the Scope of 2025 Loan Limits and Downpayment Requirements in Wilmington, within Clinton County, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The information within this table applies to specific zip codes: 45177
Exploring Varied Options for Conventional and FHA Loans in Wilmington, OH
Lendersa®'s primary aim is to efficiently connect you with the most suitable Conventional, USDA, or FHA loan, facilitating a process free from unnecessary hassles. By selecting one of our three well-structured starting strategies, you can engage with matching lenders and explore diverse loan programs customized to fit your financial aspirations and situation.
AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals
For more than 65 years, American First Credit Union has remained focused on the financial well-being of our members and our community, offering competitive products and personal service. With a vision to be our members’ most essential financial resource, we are relentless in our efforts to deliver a world of access, ease and convenience.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1940 North Tustin Avenue, Suite 113, Orange, CA, 92865
Premier Realty Services, Inc, a full service Real Estate Company. We pride ourselves on our extensive knowledge of all aspects of Real Estate, including Mortgages, residential sales, leasing, and Property Management. To support our growing business we have added the following free services for our clients:
Mortgage (Refinance & Purchase Loans)
1036 West Taft Avenue, Suite 200, Orange, CA, 92865
Ennkar Inc Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better. Our mission is to help each and every household find and acquire the loan that is right.
USA Veterans Real Estate and Mortgage Company is a disabled veteran owned real estate and mortgage company focused on providing active duty military, reservists, national guard, veterans & all other patriots personalized real estate & mortgage services. Our goal is to provide the best possible deal to our customers at the lowest possible prices.
30131 Town Center Drive, Suite 180, Laguna Niguel, CA, 92677
NLS has helped families realize their dream for homeownership for over 20 years. NLS was founded on the fundamental principles of quality, performance and a devotion to you, our customer. Our devotion to you and our determination to achieve complete customer satisfaction and superior results drives our loan process.
Lighthouse Financial, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
30012 Ivy Glenn Drive, Suite 125, Laguna Niguel, CA, 92677
"Whether the first time or the last that you choose the 'perfect' home, the confidence you place in a mortgage professional is what we at Meridian Real Estate Group bank on.
Let more than 80 years of home financing experience benefit you and your family's future. Our proven team takes every borrower personally"
