Explore the differences! FHA VS Conventional loan programs in Wilmington, Clinton County, Ohio

As we look at 2025, the Conventional loan limit in Wilmington, situated in the county of Clinton, OH, has been set at $726,200. In contrast, for single-family homes, the FHA loan limit has been defined at $472,030. These limits are crucial as they help potential homebuyers understand the extent of finance available depending on their choice and eligibility criteria.

Utilize the Lendersa® Conventional loan calculator to analyze today's leading rates across Conventional, FHA, and USDA loans, essential for comparing financial opportunities. This tool helps to determine the required income levels, necessary credit scores, financial reserves, and the documentation necessary for qualifying in different loan categories. Equipping borrowers with an advanced mortgage calculator enables a comprehensive side-by-side review of the Conforming Conventional loans, USDA, FHA, and VA options, which significantly aids in selecting the most appropriate program for their specific financial needs in OH.

Discover a diverse range of loan offers from 100 trusted lenders

Understanding the Scope of 2025 Loan Limits and Downpayment Requirements in Wilmington, within Clinton County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information within this table applies to specific zip codes: 45177

Exploring Varied Options for Conventional and FHA Loans in Wilmington, OH

Lendersa®'s primary aim is to efficiently connect you with the most suitable Conventional, USDA, or FHA loan, facilitating a process free from unnecessary hassles. By selecting one of our three well-structured starting strategies, you can engage with matching lenders and explore diverse loan programs customized to fit your financial aspirations and situation.

Explore USDA loan request outcomes with Lendersa


  • Sunrise Financial Services Inc.
  • 1275 Whitfield Ave, Sarasota, FL, 34243
  • The Sunrise Financial Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Anthony Bashton Mortgage Loans
  • 311 S Jupiter Rd, Suite 110, Allen, TX, 75002
  • Anthony is a mortgage professional with more than 20 years in the business. He specializes in helping low and middle income families and individuals become home-owners. With dozens of home products at my disposal, I can help you find the mortgage that is perfect for your individual needs.
  • We Loan Mortgage LLC
  • 6001 Southridge Parkway, Parker, TX, 75002
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MCM Mortgage LLC
  • 1528 Balboa Lane, Allen, TX, 75002
  • MCM Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Integrity Lending
  • 9040 Town Center Parkway, Lakewood Ranch, FL, 34202
  • We will treat you with the respect and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Coastal Community Finance
  • 6214 Braden Run, Bradenton, FL, 34202
  • Coastal Community Finance is an independent mortgage brokerage team serving residential and commercial clients in the state of Florida. With over 20 years experience in the industry, CCF specializes in 1st time home buyers, investment properties, construction, and commercial loans.
  • BLUE SKYE LENDING LLC
  • 8130 Lakewood Main Street Suite 205, Lakewood Ranch, FL, 34202
  • Blue Skye Lending,is a Florida mortgage broker bold enough to change the home-financing experience for the better. Founded in 2006 by a dedicated team of Licensed Florida mortgage professionals, we saw an incredible need to put people first. It turns out we were on to something, and our clients agree.
  • Fairway Funding Group
  • 8235 Natures Way, Bradenton, FL, 34202
  • Fairway Funding Group in 2000, Founder, Mark Pascarella set out to distinguish his firm of residential home financing through value-driven client relationships. Residential mortgage financing is our only business and as a result, our staff of industry-leaders has the knowledge and experience to support clients.
  • Planwealth Financial Services
  • 2104 Green Hill Drive, McKinney, TX, 75070
  • Planwealth Financial Services is a (5) STAR rated Zillow lender that offers conforming, jumbo, FHA, VA, hard money, Bank statement, and USDA loans. In addition, we guarantee to every client to provide the lowest rate and terms that they can find in the industry. Feel free to forward your current mortgage rate quote to [email protected].
  • Security Mortgage Co.
  • 5601 Soapberry Dr, McKinney, TX, 75070
  • Security Mortgage Co. of Allen set out in 2001 to provide quality, personal service for a growing local market & has been doing so ever since. As the market has evolved we have made the most up to date processing, competitive pricing & most of all quality, personal service. Security Mortgage Co. is a full service brokerage serving the North Texas.